4049 Austin Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 4049 Austin Rd, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,123 sqft · built 2005
Lot Size	6.67 acres (290,545 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (May 2004)
Tax Bill	$3,083 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03 73 1 4`

Property Details

APN / Parcel Number

Primary APN	`03 73 1 4`
Alternative APN	`123447`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,123 sqft Heated Area
Gross Area	5,284 sqft
1st Floor Area	1,445 sqft
Upper Floors Area	580 sqft
Basement Area	1,445 sqft
Unfinished Basement	1,445 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	290,545 sqft (6.67 acres)
Garage Type	Finished
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	1,038 sqft
Deck Area	1,020 sqft
Patio Area	1,020 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	123447
Street Address	4049 AUSTIN RD
City	HUDSON
State	NC
Zip	28638-8816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1505 PG 1333 YR 04 ST 50.00
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1016
Census Tract	30700

Owner

4049 Austin Rd is owned by two individuals who bought it in May 2004.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4048 AUSTIN RD, HUDSON, NC 28638-8816
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Dec 9, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2004 · Amount on File
Deed Sale	May 24, 2004 · Amount on File
Deed Book / Page	1505 / 1333
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4049 AUSTIN RD, HUDSON, NC 28638-8816
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	CHURCHILL TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020111191
Date	Feb 8, 2021
Book Page	2011/1191
Instrument	10053491

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4049 AUSTIN RD, HUDSON, NC 28638-8816
Document Number	0010039564
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4049 AUSTIN RD HUDSON NC 286388816, HUDSON, NC 28638-8816

Mortgage

Document Number	0010039564
Date	Dec 17, 2019
Book Page	001977/002138
Instrument	10039564

Lender

Name	STATE EMPS CU
Address	GRANITE FALLS, NC 28630

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4049 Austin Rd was $3,083, down 4.5% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,083.00 (-4.49%)	$474,800 (+0.04%) Land $52,300 Building $422,500
2025	$3,228.00	$474,600 Land $52,300 Building $422,300	$474,800 Land $52,300 Building $422,500
2023		$323,400 (-) Land $44,100 Building $279,300	$323,400 (-) Land $44,100 Building $279,300
2022	$2,520.00	$323,400 Land $44,100 Building $279,300	$323,400 Land $44,100 Building $279,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4049 Austin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4049 Austin Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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