40487 O'Connors Cir, Leesburg, VA 20175 Property Records

Loudoun County property record for 40487 O'Connors Cir, Leesburg, VA 20175

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,423 sqft · built 2010
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$492,400 (Sep 2010)
Tax Bill	$7,763 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`317-39-9449-000`

Property Details

APN / Parcel Number

Primary APN	`317-39-9449-000`
Alternative APN	`76 A 7 201`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	4,423 sqft Living Area
1st Floor Area	1,149 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	464 sqft
Deck Area	Deck Area
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	40487 OCONNORS CIR
City	LEESBURG
State	VA
Zip	20175-7521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDRV
Legal Description	COURTLAND RURAL VILLAGE SEC.5A & 5B PHASE A LOT 201 201009220058056 201005060026354P
Legal Subdivision	COURTLAND RURAL VILLAGE
Legal Phase	A
Legal Block	1
Legal Lot Number	201
Jurisdiction	LOUDOUN VA
Township / Civil Division	CATOCTIN
Census Block Group	1
Census Block	1023
Census Tract	611029

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40487 OCONNORS CIR, LEESBURG, VA 20175-7521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2010 · Amount on Record
Deed Sale	Sep 22, 2010 · Amount on Record
Prior Sale	Jun 22, 2010 · Amount on Record
Deed Document Number	201058056
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	40487 OCONNORS CIR, LEESBURG, VA 20175-7521
Document Number	20200828075281
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40487 OCONNORS CIR LEESBURG VA 201757521, LEESBURG, VA 20175-7521

Mortgage

Document Number	20200828075281
Date	Aug 28, 2020
Instrument	75281

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 27, 2035

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	40487 OCONNORS CIR, LEESBURG, VA 20175-7521
Document Number	20190909053293
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40487 OCONNORS CIR LEESBURG VA 201757521, LEESBURG, VA 20175-7521

Mortgage

Document Number	20190909053293
Date	Sep 9, 2019
Instrument	53293

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 8, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,763.00 (+1.09%)	$964,470 (+9.9%) Land $294,800 Building $669,670	$964,470 (+9.9%) Land $294,800 Building $669,670
2023	$7,679.00	$877,600 Land $294,800 Building $582,800	$877,600 Land $294,800 Building $582,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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