40485 Starlight Ln, Bermuda Dunes (Indio), CA 92203 Property Records

Riverside County property record for 40485 Starlight Ln, Bermuda Dunes, CA 92203

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,657 sqft · built 1989
Lot Size	2.58 acres (112,820 sqft)
Owner	2 Trust Names on Record
Last Sale	$287,500 (Jun 1994)
Tax Bill	$6,790 (2025)
Deeds & Mortgages	May 2020 Transfer Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`607-020-038`

Property Details

APN / Parcel Number

Primary APN	`607-020-038`
Alternative APN	`607020021`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,657 sqft Living Area
Gross Area	3,915 sqft
1st Floor Area	2,657 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Tile
Lot Area	112,820 sqft
Garage Type	Attached
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	607020021
Street Address	40485 STARLIGHT LN
City	BERMUDA DUNES
State	CA
Zip	92203-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R112000
Legal Description	2.59 ACRES M/L IN POR PAR 121 RS 023/043
Legal Lot Number	121
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3003
Census Tract	45233

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	40485 STARLIGHT LN, BERMUDA DUNES, CA 92203-1015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 1994 · Amount on Record
Deed Sale	Jun 13, 1994 · Amount on Record
Prior Sale	Dec 13, 1993 · Amount on Record
Deed Document Number	1994239653
Prior Transfer Date	Dec 7, 1993
Prior Transfer Doc	0000030904
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 13, 2020
Property Address	40485 STARLIGHT LN, BERMUDA DUNES, CA 92203-1015
Document Number	0000204004
Instrument Date	Apr 18, 2020
Instrument	204004
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	40485 STARLIGHT LN BERMUDA DUNES CA 922031015, BERMUDA DUNES, CA 92203-1015

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40485 STARLIGHT LN, BERMUDA DUNES, CA 92203-1015
Document Number	0000447211
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40485 STARLIGHT LN BERMUDA DUNES CA 922031015, BERMUDA DUNES, CA 92203-1015

Mortgage

Document Number	0000447211
Date	Nov 4, 2019
Instrument	447211

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 3, 2034

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$570,688 (+2%) Land $164,677 Building $406,011
2025	$6,790.00 (+4.09%) Homeowner's exemption	$559,499 (+4.04%) Land $161,449 Building $398,050
2023	$6,523.00 (+2.02%) Homeowner's exemption	$537,776 Land $155,181 Building $382,595
2022	$6,394.00
2021			$955,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYOMA DUNES MUTUAL WATER COMPANY private · serves 9,445 people · EPA ID CA3310051
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	COACHELLA VWD: COVE COMMUNITY
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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