40483 Via Gamay, Temecula, CA 92591 Property Records

Riverside County property record for 40483 Via Gamay, Temecula, CA 92591

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.75 ba · 2,187 sqft · built 2002
Lot Size	4.26 acres (186,001 sqft)
Owner	2 Individual Names on File
Last Sale	$1,030,000 (Apr 2023)
Tax Bill	$11,460 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`943-040-009`

Property Details

APN / Parcel Number

Primary APN	`943-040-009`

Interior

Bedrooms	5 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,187 sqft Living Area
Gross Area	2,251 sqft
1st Floor Area	2,187 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Material	Tile
Lot Area	186,001 sqft
Garage Type	Attached
Garage Area	566 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40483 VIA GAMAY
City	TEMECULA
State	CA
Zip	92591-5114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	4.27 ACRES NET IN PAR 3 PM 107/039 PM 18017
Legal Subdivision	PARCEL MAP 18017
Legal Lot Number	3
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1036
Census Tract	43297

Owner

40483 Via Gamay is owned and occupied by two individuals who bought it in April 2023.

Source: Riverside County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40483 VIA GAMAY, TEMECULA, CA 92591-5114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Grant Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 27, 2023	Intrafamily Transfer, Transfer
Apr 5, 2021	Intrafamily Transfer, Transfer
Jul 29, 2020	Grant Deed, Transfer · Conventional Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2023 · Amount on File
Deed Sale	Apr 10, 2023 · Amount on File
Prior Sale	Jul 29, 2020 · Amount on File
Deed Document Number	2023101963
Prior Transfer Date	Jan 27, 2023
Prior Transfer Doc	0000026426
Record Updated	Oct 29, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 10, 2023
Property Address	40483 VIA GAMAY, TEMECULA, CA 92591-5114
Document Number	0000101963
Map Reference	MB 107 PG 39&40
Instrument Date	Mar 21, 2023
Instrument	2023-0101963
Transaction Type	Transfer
Record Updated	Apr 20, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40483 VIA GAMAY, TEMECULA, CA 92591-5114

Mortgage

Document Number	0000101964
Date	Apr 10, 2023
Instrument	2023-0101964

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 27, 2023
Property Address	40483 VIA GAMAY, TEMECULA, CA 92591-5114
Document Number	0000026426
Map Reference	MB 107 PG 39&40
Instrument Date	Jan 27, 2023
Instrument	2023-0026426
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40483 VIA GAMAY, TEMECULA, CA 92591-5114

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 5, 2021
Property Address	40483 VIA GAMAY, TEMECULA, CA 92591-5114
Document Number	0000211595
Map Reference	MB 107 PG 39&40
Instrument Date	Mar 30, 2021
Instrument	2021-0211595
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	40483 VIA GAMAY, TEMECULA, CA 92591-5114

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 29, 2020
Property Address	40483 VIA GAMAY, TEMECULA, CA 92591-5114
Document Number	0000338984
Map Reference	MB 107 PG 39&40
Instrument Date	Jun 3, 2020
Instrument	2020-0338984
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40483 VIA GAMAY, TEMECULA, CA 92591-5114

Mortgage

Document Number	0000338985
Date	Jul 29, 2020
Instrument	2020-0338985

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	0000338986
Date	Jul 29, 2020
Instrument	2020-0338986

Lender

Name	BANNER BANK
Type	Bank
Address	RANCHO CUCAMONGA, CA 91739

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 40483 Via Gamay was $11,460.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,093,043 (+2%) Land $79,590 Building $1,013,453
2025	$11,460.00	$1,071,612 Land $78,030 Building $993,582
2023	$8,373.00 (+1.94%)	$758,451 Land $78,030 Building $680,421
2022	$8,214.00
2021			$769,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40483 Via Gamay in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40483 Via Gamay is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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