4048 W 31st St, Chicago, IL 60623 Property Records

Cook County property record for 4048 W 31st St, Chicago, IL 60623

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 1,814 sqft · built 1908
Lot Size	0.079 acres (3,450 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Nov 2020)
Tax Bill	$3,731 (2023)
Deeds & Mortgages	Aug 2022 Transfer Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-27-430-040`

Property Details

APN / Parcel Number

Primary APN	`16-27-430-040`
Alternative APN	`16-27-430-040-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,814 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1910
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,450 sqft (0.079 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4048 W 31ST ST
City	CHICAGO
State	IL
Zip	60623-4903
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	LOT 4 IN RESUB OF LOTS 20 TO 29 IN BLK 16 IN MCMILLAN & WETMORES FOUR TH ADD TO CHICAGO S2 SE4 SE4 OF SEC
Legal Range	13E
Legal Township	39N
Legal Section	27
Legal Subdivision	RESUBDIVISION OF LTS 20-29 BLK 15 MCMI
Legal Block	15
Legal Lot Number	4
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2016
Census Tract	301803

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4048 W 31ST ST, CHICAGO, IL 60623-4903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 17, 2020	Warranty Deed, Transfer · Conventional with PMI CIBC BK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Jun 30, 1999 · Amount on Record
Deed Document Number	202013151
Last Transfer Date	Jul 19, 2022
Transfer Doc	0000000002
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Aug 11, 2022
Property Address	4048 W 31ST ST, CHICAGO, IL 60623-4903
Document Number	0022322022
Instrument Date	Jul 19, 2022
Instrument	2222322022
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4048 W 31ST ST, 4048, CHICAGO, IL 60623-4903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4048 W 31ST ST, CHICAGO, IL 60623-4903

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 17, 2020
Property Address	4048 W 31ST ST, CHICAGO, IL 60623-4903
Document Number	2032013151
Instrument Date	Oct 7, 2020
Instrument	32013151
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4048 W 31ST ST CHICAGO IL 606234903, CHICAGO, IL 60623-4903

Mortgage

Document Number	2032013152
Date	Nov 17, 2020
Instrument	32013152

Lender

Name	CIBC BK USA
Address	WORTH, IL 60482

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Mortgage

Document Number	2032013153,
Date	Nov 17, 2020
Instrument	32013153

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,001 (+14.3%) Land $5,003 Building $18,998	$240,010 (+14.3%) Land $50,030 Building $189,980
2023	$3,731.00 (-13.61%)
2022	$4,319.00 Homeowner's exemption	$20,999 Land $4,053 Building $16,946	$209,990 Land $40,530 Building $169,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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