4048 Verdugo Ln, Bakersfield, CA 93312 Property Records

Kern County property record for 4048 Verdugo Ln, Bakersfield, CA 93312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,421 sqft · built 1983
Lot Size	0.302 acres (13,157 sqft)
Owner	Individual Name on Record
Last Sale	$262,000 (Jun 2020)
Tax Bill	$3,885 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jan 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`449-124-23-00-1`

Property Details

APN / Parcel Number

Primary APN	`449-124-23-00-1`
Alternative APNs	`449-124-23-9` `4491242300` `44912423`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,421 sqft Living Area
Gross Area	1,963 sqft
1st Floor Area	1,421 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	13,157 sqft (0.302 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	449124239
Street Address	4048 VERDUGO LN
City	BAKERSFIELD
State	CA
Zip	93312-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	TRACT 3907 , BLOCK , LOT 12
Legal Subdivision	TRACT NO 3907
Legal Tract	3907
Legal Block	3
Legal Lot Number	12
Jurisdiction	KERN CA
Township / Civil Division	ROSEDALE
Census Block Group	3
Census Block	3001
Census Tract	3807

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4048 VERDUGO LN, BAKERSFIELD, CA 93312-3032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOME APPROVALS DIRECT INC
Jan 23, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KERN SCHOOLS FCU
Jun 1, 2020	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2020 · Amount on Record
Deed Sale	Jun 1, 2020 · Amount on Record
Prior Sale	Apr 18, 2014 · Amount on Record
Deed Document Number	202068594
Prior Transfer Date	May 15, 2009
Prior Transfer Doc	0000074321
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	4048 VERDUGO LN, BAKERSFIELD, CA 93312-3032
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000175775
Date	Dec 22, 2017
Instrument	0217175775

Lender

Name	HOME APPROVALS DIRECT INC
Type	Non-Lending Institution
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	4048 VERDUGO LN, BAKERSFIELD, CA 93312-3032
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE BAKERSFIELD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007713
Date	Jan 23, 2019
Instrument	219007713

Lender

Name	KERN SCHOOLS FCU
Type	Credit Union
Address	BAKERSFIELD, CA 93309

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2029

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jun 1, 2020
Property Address	4048 VERDUGO LN, BAKERSFIELD, CA 93312-3032
Document Number	0000068594
Map Reference	MB 30 PG 120&121
Instrument Date	Apr 17, 2020
Instrument	220068594
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4048 VERDUGO LN, BAKERSFIELD, CA 93312-3032

Mortgage

Document Number	0000068595
Date	Jun 1, 2020
Instrument	220068595

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Rosedale Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$292,261 (+2%) Land $78,084 Building $214,177
2025	$3,885.00 (+1.57%)	$286,531 (+4.04%) Land $76,553 Building $209,978
2024	$3,825.00 (+2.27%)
2023	$3,740.00 (+2.52%)	$275,406 Land $73,581 Building $201,825
2022	$3,648.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAUGHN WC INC private · serves 37,189 people · EPA ID CA1510029
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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