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4048 Thomas St, Oceanside, CA 92056 Property Records

San Diego County property record for 4048 Thomas St, Oceanside, CA 92056 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1968
Square Footage1,354 sqft Living Area
Lot Size7,200 sqft (0.165 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$622.00 (2025)

Property Details

APN / Parcel Number

Primary APN166-540-05-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,354 sqft Living Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area7,200 sqft (0.165 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address4048 THOMAS ST
CityOCEANSIDE
StateCA
Zip92056-4229
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 166 TR 005821
Legal SubdivisionALTA VISTAS
Legal Tract005821
Legal Block1
Legal Lot Number166
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1000
Census Tract18518

Owner

Source: San Diego County records · APN 166-540-05-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4048 THOMAS ST, OCEANSIDE, CA 92056-4229
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2018Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
Oct 18, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateOct 28, 2002
Transfer Doc0000189190
Record RefreshedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4048 THOMAS ST, OCEANSIDE, CA 92056-4229
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000450155
DateOct 29, 2018
Instrument2018-0450155
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
AddressBLOOMFIELD, NJ 07003
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term864 Months
DueOct 13, 2090
Interest
Rate TypeAdjustable Rate
Rate4.58%
Type Change DateNov 01, 2019
Change FrequencyAnnually
Index1-Year LIBOR

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4048 THOMAS ST, OCEANSIDE, CA 92056-4229
Document Number0000450156
Instrument DateOct 18, 2018
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4048 THOMAS ST OCEANSIDE CA 920564229, OCEANSIDE, CA 92056-4229

Mortgage

Document Number0000450156
DateOct 29, 2018
Instrument450156
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term864 Months
DueOct 28, 2090
Interest
Rate TypeAdjustable Rate
Rate4.58%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$58,607 (+2%) Land $16,222 Building $42,385
2025$622.00 (+8.93%) Homeowner's exemption$57,458 (+4.03%) Land $15,904 Building $41,554
2023$571.00 (+0.71%) Homeowner's exemption$55,230 Land $15,288 Building $39,942
2022$567.00

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