4048 Sterling St, Mims, FL 32754 Property Records

Brevard County property record for 4048 Sterling St, Mims, FL 32754

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,577 sqft · built 1966
Lot Size	2.16 acres (94,090 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Apr 2011)
Tax Bill	$2,102 (2025)
Deeds & Mortgages	May 2022 Line of Credit Dec 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20G-34-21-ID-14-17`

Property Details

APN / Parcel Number

Primary APN	`20G-34-21-ID-14-17`
Alternative APNs	`20G-34-21-ID-00014.0-0017.00` `203421XID000140001700` `2002009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,577 sqft Living Area
Gross Area	2,450 sqft
1st Floor Area	1,577 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	94,090 sqft
Garage Type	Attached
Garage Area	504 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	369 sqft
Patio Area	189 sqft
Pole Barn	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2002009
Street Address	4048 STERLING ST
City	MIMS
State	FL
Zip	32754-5014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AU
Legal Description	INDIAN RIVER PLANTATION ESTATES PLAT 4 LOTS 17,18 BLK 14
Legal Range	34E
Legal Township	20G
Legal Section	21
Legal Subdivision	INDIAN RIVER PLANTATION ESTATES PLAT 4
Legal Block	14
Legal Lot Number	17
Jurisdiction	BREVARD FL
Township / Civil Division	TITUSVILLE
Census Block Group	1
Census Block	1000
Census Tract	60103

Owner

4048 Sterling St is owned and occupied by two individuals who acquired it in November 2019.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4048 STERLING ST, MIMS, FL 32754-5014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CREDIT UNION
Dec 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2011 · Amount on File
Deed Sale	Apr 19, 2011 · Amount on File
Deed Document Number	201169779
Deed Book / Page	6370 / 1161
Last Transfer Date	Nov 30, 2019
Transfer Doc	0086091175
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4048 STERLING ST, MIMS, FL 32754-5014
Transaction Type	Mortgage
Record Updated	Jun 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4048 STERLING ST, MIMS, FL 32754-5014

Mortgage

Document Number	0095092518
Date	May 18, 2022
Book Page	9509/2518
Instrument	2022126267

Lender

Name	COMMUNITY FIRST CREDIT UNION
Type	Non-Lending Institution
Address	JACKSONVILLE, FL 32204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 10, 2019
Property Address	4048 STERLING ST, MIMS, FL 32754-5014
Document Number	0086091175
Book / Page	008609 / 001175
Instrument Date	Nov 30, 2019
Instrument	266982
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4048 STERLING ST MIMS FL 327545014, MIMS, FL 32754-5014

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4048 STERLING ST, MIMS, FL 32754-5014
Document Number	0085912396
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4048 STERLING ST MIMS FL 327545014, MIMS, FL 32754-5014

Mortgage

Document Number	0085912396
Date	Nov 19, 2019
Book Page	008591/002396
Instrument	251867

Lender

Name	COMMUNITY FIRST CU/FL
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4048 Sterling St was $2,102 with a homeowner's exemption, up 8.6% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,960 (+2.7%)	$378,770 (+4.13%)
2025	$2,102.00 (+8.63%) Homeowner's exemption	$145,050	$363,740
2024	$1,935.00 (+4.43%)
2023	$1,853.00 (+6.92%) Homeowner's exemption	$133,520 (+2.99%)	$339,010 (+10.92%) Land $150,000 Building $189,010
2022	$1,733.00 Homeowner's exemption	$129,640	$305,630 Land $140,000 Building $165,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4048 Sterling St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 87 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	6 (2016–2025)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4048 Sterling St is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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