4048 Prospect St, Williamsburg, VA 23185 Property Records

Williamsburg City property record for 4048 Prospect St, Williamsburg, VA 23185

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,501 sqft · built 2016
Lot Size	0.049 acres (2,134 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Sep 2020)
Tax Bill	$2,829 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-(03)-01-085`

Property Details

APN / Parcel Number

Primary APN	`590-(03)-01-085`
Alternative APN	`2025.169.359`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,501 sqft Living Area
Gross Area	2,469 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Roof Material	Shingle
Lot Area	2,134 sqft (0.049 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	4048 PROSPECT ST
City	WILLIAMSBURG
State	VA
Zip	23185-4870
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	ED-C (ECON
Legal Description	VILLAGE GREEN N TOWNHOMES @ QUARTERPATH PH I LOT 85
Legal Subdivision	VILLAGE GREEN NORTH (TOWN HOME)
Legal Phase	1
Legal Lot Number	85
Jurisdiction	WILLIAMSBURG CITY VA
Township / Civil Division	WILLIAMSBURG
Census Block Group	2
Census Block	2001
Census Tract	370100

Owner

4048 Prospect St, a townhouse, is owned and occupied by two individuals who acquired it in December 2024.

Source: Williamsburg City records, as of January 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4048 PROSPECT ST, WILLIAMSBURG, VA 23185-4870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Feb 21, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Prior Sale	Feb 21, 2017 · Amount on File
Deed Document Number	20203683
Last Transfer Date	Dec 19, 2024
Transfer Doc	0020244169
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Sep 9, 2020
Property Address	4048 PROSPECT ST, WILLIAMSBURG, VA 23185-4870
Document Number	0000203683
Instrument Date	Aug 28, 2020
Instrument	203683
Transaction Type	Transfer
Record Updated	Dec 15, 2022
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMNTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4048 PROSPECT ST, WILLIAMSBURG, VA 23185-4870

Mortgage

Document Number	0000203684
Date	Sep 9, 2020
Instrument	203684

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Feb 21, 2017
Property Address	4048 PROSPECT ST, WILLIAMSBURG, VA 23185-4870
Document Number	0000170762
Instrument Date	Feb 17, 2017
Instrument	170762
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2022
Title Company	ADVANCE TITLE AND ABSTRACT, ADVANCE TITLE & ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4048 PROSPECT ST, WILLIAMSBURG, VA 23185-4870

Mortgage

Document Number	0000170763
Date	Feb 21, 2017
Instrument	170763

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4048 Prospect St was $2,829.

Source: Williamsburg City assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Williamsburg City
Unified School District	Williamsburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,829.00	$456,400 Land $77,400 Building $379,000	$456,400 Land $77,400 Building $379,000
2023	$2,686.00	$433,300 Land $77,400 Building $355,900	$433,300 Land $77,400 Building $355,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4048 Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4048 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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