4048 Payson Ave, Roseville, CA 95747 Property Records

Placer County property record for 4048 Payson Ave, Roseville, CA 95747

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,649 sqft · built 2015
Lot Size	0.137 acres (5,962 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Sep 2015)
Tax Bill	$10,133 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`496-040-063-000`

Property Details

APN / Parcel Number

Primary APN	`496-040-063-000`
Alternative APN	`496-040-063`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,649 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Lot Area	5,962 sqft (0.137 acres)
Garage Area	771 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	496-040-063
Street Address	4048 PAYSON AVE
City	ROSEVILLE
State	CA
Zip	95747-9569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63 WESTPARK PH 3 VILLAGE 15A MOR CC-74
Legal Subdivision	WESTPARK
Legal Lot Number	63
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3020
Census Tract	21325

Owner

4048 Payson Ave is owned and occupied by two individuals who bought it in September 2015.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4048 PAYSON AVE, ROSEVILLE, CA 95747-9569
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 19, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLS FCU
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2015 · Amount on File
Deed Sale	Sep 21, 2015 · Amount on File
Deed Document Number	201582586
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4048 PAYSON AVE, ROSEVILLE, CA 95747-9569
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4048 PAYSON AVE, ROSEVILLE, CA 95747-9569

Mortgage

Document Number	0000154153
Date	Dec 30, 2020
Instrument	2020-0154153

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4048 PAYSON AVE, ROSEVILLE, CA 95747-9569
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014370
Date	Feb 19, 2020
Instrument	2020-0014370

Lender

Name	SCHOOLS FCU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 15, 2030

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4048 PAYSON AVE, ROSEVILLE, CA 95747-9569
Document Number	0000097473
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4048 PAYSON AVE ROSEVILLE CA 957479569, ROSEVILLE, CA 95747-9569

Mortgage

Document Number	0000097473
Date	Dec 3, 2019
Instrument	97473

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4048 Payson Ave was $10,133.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$669,613 (+2%) Land $150,931 Building $518,682
2025	$10,133.00	$656,484 Land $147,972 Building $508,512
2023	$9,676.00 (+0.37%)	$630,994 Land $142,227 Building $488,767
2022	$9,640.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4048 Payson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4048 Payson Ave is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20

May also be available: Fidium Fiber, Succeed.Net, Zeta Broadband.

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