Hennepin County property record for 4048 Harriet Ave, Minneapolis, MN 55409
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,653 sqft · built 1915 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Oct 2023) |
| Tax Bill | $6,622 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-028-24-23-0080 |
| Primary APN | 10-028-24-23-0080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,653 sqft Living Area |
| Gross Area | 2,421 sqft |
| 1st Floor Area | 885 sqft |
| Basement Area | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 131 ft deep x 40 ft wide |
| Garage Type | Detached |
| Porch | Porch |
| Porch Area | 72 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 4048 HARRIET AVE |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55409-1441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 013 BLOCK 001 A HEATHERDALE MPLS 40.00 X 131.00 |
| Legal Range | 24 |
| Legal Township | 028 |
| Legal Section | 10 |
| Legal Quarter | 23 |
| Legal Subdivision | HEATHERDALE MPLS |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | MINNEAPOLIS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 109900 |
4048 Harriet Ave is owned and occupied by two individuals who bought it in October 2023.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4048 HARRIET AVE, MINNEAPOLIS, MN 55409-1441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU |
| Oct 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF WISCONSIN CU |
| Sep 15, 2023 | Deed of Trust, Mortgage · Line of Credit HIGHLAND BANK |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Jun 17, 2019 | Warranty Deed, Transfer · Conventional with PMI WINTRUST MTG |
| May 22, 2019 | Trustee's Deed, Construction Loan · Line of Credit BREMER BK NAT'L ASSN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2023 · Amount on File |
| Deed Sale | Oct 18, 2023 · Amount on File |
| Prior Sale | Jun 17, 2019 · Amount on File |
| Deed Document Number | 202311239123 |
| Prior Transfer Date | Apr 4, 2015 |
| Prior Transfer Doc | 0010210860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4048 HARRIET AVE, MINNEAPOLIS, MN 55409-1441 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4048 HARRIET AVE, MINNEAPOLIS, MN 55409-1441 |
| Document Number | 0A11419597 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | A11419597 |
| Name | UNIVERSITY OF WISCONSIN CU |
|---|---|
| Type | Credit Union |
| Address | MADISON, WI 53744 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Oct 18, 2023 |
| Property Address | 4048 HARRIET AVE, MINNEAPOLIS, MN 55409-1441 |
| Document Number | 0A11239123 |
| Instrument Date | Oct 17, 2023 |
| Instrument | A11239123 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4048 HARRIET AVE, MINNEAPOLIS, MN 55409-1441 |
| Document Number | 0A11239124 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | A11239124 |
| Name | UNIVERSITY OF WISCONSIN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4048 HARRIET AVE, MINNEAPOLIS, MN 55409-1441 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A11231005 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | A11231005 |
| Name | HIGHLAND BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55437 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Aug 24, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4048 HARRIET AVE, MINNEAPOLIS, MN 55409-1441 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Name | Verified Name |
|---|
| Document Number | 0A10920539 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | A10920539 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jun 17, 2019 |
| Property Address | 4048 HARRIET AVE, MINNEAPOLIS, MN 55409-1441 |
| Document Number | 0010668957 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 10668957 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,445.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4048 HARRIET AVE MINNEAPOLIS MN 554091441, MINNEAPOLIS, MN 55409-1441 |
| Document Number | 10668958 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 10668958 |
| Name | WINTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEMONT, IL 60018 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | May 22, 2019 |
| Property Address | 4048 HARRIET AVE, MINNEAPOLIS, MN 55409-1441 |
| Instrument Date | May 1, 2019 |
| Instrument | 10661427 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 4, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4048 HARRIET AVE MINNEAPOLIS MN 554091441, MINNEAPOLIS, MN 55409-1441 |
| Document Number | 0010661427 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 10661427 |
| Name | BREMER BK NAT'L ASSN |
|---|---|
| Address | MINNEAPOLIS, MN 55402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 21, 2020 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4048 Harriet Ave was $6,622, up 2.7% from the year before.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Minneapolis City |
| Unified School District | Minneapolis Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,622.00 (+2.65%) | $434,500 (-1.25%) Land $186,000 Building $248,500 | $434,500 (-1.25%) Land $186,000 Building $248,500 |
| 2024 | $6,451.00 (+9.94%) | $440,000 Land $186,000 Building $254,000 | $440,000 Land $186,000 Building $254,000 |
| 2023 | $5,868.00 Homeowner's exemption | ||
| 2022 | $446,000 Land $181,000 Building $265,000 | $446,000 Land $181,000 Building $265,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4048 Harriet Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4048 Harriet Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Minneapolis serves 425,300 people · EPA ID MN1270024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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