Emmet County property record for 4048 Harborview Rdg, Petoskey, MI 49770
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 2,366 sqft · built 1999 |
| Lot Size | 0.024 acres (1,054 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $50,900 (Jun 1996) |
| Tax Bill | $14,896 (2024) |
| Deeds & Mortgages | Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-18-10-201-113 |
| Primary APN | 52-18-10-201-113 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,366 sqft Living Area |
| 1st Floor Area | 2,366 sqft |
| Basement Area | 2,366 sqft |
| Unfinished Basement | 2,366 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,054 sqft |
| Garage Area | 426 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4048 HARBORVIEW RDG |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8424 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RT PUD-2 |
| Legal Description | HARBORVIEW RIDGE CONDO, PLAN #162, UNIT 13. SECTION 10, T34N, R6W |
| Legal Range | 06W |
| Legal Township | 34N |
| Legal Section | 10 |
| Legal Subdivision | HARBORVIEW RIDGE SUBDIVISION |
| Legal Unit | 13 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 970800 |
4048 Harborview Rdg, a condominium, is owned by a company that acquired it in December 2022 and is owner-occupied.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 23650 VIA VENETO BLVD, 704, ESTERO, FL 34134-3430 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 1996 · Amount on File |
| Deed Sale | Jun 4, 1996 · Amount on File |
| Last Transfer Date | Dec 22, 2022 |
| Transfer Doc | 001249/263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Dec 27, 2022 |
| Property Address | 4048 HARBORVIEW RDG, PETOSKEY, MI 49770-8424 |
| Document Number | 001249/263 |
| Book / Page | 1249 / 263 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 5202232 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23650 VIA VENETO BLVD, ESTERO, FL 34134-3428 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $789,200 (+14.68%) Land $789,200 | $1,578,400 (+14.68%) Land $1,578,400 | |
| 2025 | $688,200 Land $688,200 | $1,376,400 Land $1,376,400 | |
| 2024 | $14,896.00 | ||
| 2023 | $496,000 Land $496,000 | $992,000 Land $992,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4048 Harborview Rdg in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4048 Harborview Rdg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Truestream.
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