4048 Dutton Rd, Silver Springs, NY 14550 Property Records

Wyoming County and Gainesville Town property record for 4048 Dutton Rd, Silver Springs, NY 14550

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,730 sqft · built 1900
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on File
Last Sale$82,500 (Oct 2019)
Tax Bill$3,654 (2026)
Deeds & MortgagesOct 2019 Sale & Mortgage
Jul 2017 Line of Credit
APN563289 110.1-1-12.1

Property Details

APN / Parcel Number

Primary APN563289 110.1-1-12.1
Alternative APN
  • 328911000100010120010000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,730 sqft Living Area
1st Floor Area865 sqft
2nd Floor Area865 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1930
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area47,916 sqft (1.1 acres)
Lot Dimensions275 ft deep x 178 ft wide
PorchSlab
Porch Area216 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4048 DUTTON RD
CitySILVER SPRINGS
StateNY
Zip14550-9745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 32 TOWN 8 RANGE 1
Legal Block1
Legal Lot Number12.001
JurisdictionWYOMING NY
Township / Civil DivisionGAINESVILLE
Census Block Group1
Census Block1013
Census Tract970800

Owner

4048 Dutton Rd is owned and occupied by two individuals who bought it in October 2019.

Source: Wyoming County and Gainesville Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4048 DUTTON RD, SILVER SPRINGS, NY 14550-9745
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2019Warranty Deed, Transfer · Conventional with PMI
BANK OF CASTILE
Jul 29, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2019 · Amount on File
Deed SaleOct 22, 2019 · Amount on File
Prior SaleAug 7, 2008 · Amount on File
Deed Document Number20193477
Deed Book / Page794 / 107
Prior Transfer DateOct 31, 2000
Prior Transfer Doc0670000027
Record UpdatedOct 29, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWYOMING NY
Recording DateOct 22, 2019
Property Address4048 DUTTON RD, SILVER SPRINGS, NY 14550-9745
Document Number0000003477
Book / Page000794 / 000107
Instrument DateOct 10, 2019
Instrument3477
Transaction TypeTransfer
Record UpdatedNov 11, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address62 FRANK ST WARSAW NY 145691308, WARSAW, NY 14569-1308

Mortgage

Document Number3478
DateOct 22, 2019
Book Page000960/000412
Instrument3478
Lender
NameBANK OF CASTILE
TypeBank
AddressBATAVIA, NY 14020
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 21, 2049

Mortgage

Document Number3480,
DateOct 22, 2019
Book Page000960/000432
Instrument3480
Lender
NameBANK OF CASTILE
TypeBank
AddressBATAVIA, NY 14020
Agreement
AmountAmount on Record

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWYOMING NY
Property Address4048 DUTTON RD, SILVER SPRINGS, NY 14550-9745
Document Number0000002432
Instrument DateJul 29, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address4048 DUTTON RD SILVER SPRINGS NY 145509745, SILVER SPRINGS, NY 14550-9745

Mortgage

Document Number0000002432
DateAug 9, 2017
Book Page000927/000433
Instrument2432
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 8, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4048 Dutton Rd was $3,654.

Source: Wyoming County and Gainesville Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWyoming County
County SubdivisionGainesville Town
Unified School DistrictWarsaw Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,654.00
2025$3,654.00$113,000 Land $17,000 Building $96,000$113,000 Land $17,000 Building $96,000
2023$81,000 (-) Land $15,400 Building $65,600$91,011 (+12.36%) Land $17,303 Building $73,708
2022$1,383.00$81,000 Land $15,400 Building $65,600$81,000 Land $15,400 Building $65,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4048 Dutton Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4048 Dutton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARSAW VILLAGE
serves 3,850 people · EPA ID NY6000618
Water SourceSurface water
Last State InspectionFeb 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Feb 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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