4048 Cherokee Dr, Springfield, OR 97478 Property Records

Lane County property record for 4048 Cherokee Dr, Springfield, OR 97478

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,752 sqft · built 2004
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Sep 2011)
Tax Bill	$5,280 (2025)
Deeds & Mortgages	May 2025 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-02-06-11-12900-000`

Property Details

APN / Parcel Number

Primary APN	`18-02-06-11-12900-000`
Alternative APN	`1712403`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,752 sqft Finished Area
1st Floor Area	1,752 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	450 sqft
Driveway	Driveway
Driveway Area	1,102 sqft
Parking Spaces	2 Parking Spaces
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1712403
Street Address	4048 CHEROKEE DR
City	SPRINGFIELD
State	OR
Zip	97478-5589
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD-LOW DENSITY RES
Legal Description	LOT:30 SUBD:SHADY CREEK SEC/TWN/RNG/MER:SEC 06 TWN 18 RNG 02
Legal Range	02W
Legal Township	18S
Legal Section	06
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	SHADY CREEK
Legal Lot Number	30
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2004
Census Tract	3500

Owner

4048 Cherokee Dr is owned and occupied by two individuals who bought it in September 2011.

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4048 CHEROKEE DR, SPRINGFIELD, OR 97478-5589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE MONEY SOURCE INC
Feb 13, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PACIFIC CASCADE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2011 · Amount on File
Deed Sale	Sep 6, 2011 · Amount on File
Prior Sale	Oct 5, 2004 · Amount on File
Deed Document Number	2011-040037
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	4048 CHEROKEE DR, SPRINGFIELD, OR 97478-5589
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	FIDELITY NATIONAL TITLE, FNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4048 CHEROKEE DR, SPRINGFIELD, OR 97478-5589

Mortgage

Document Number	0000012988
Date	May 6, 2025
Instrument	2025-012988

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2055

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	4048 CHEROKEE DR, SPRINGFIELD, OR 97478-5589
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	CASCADE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057731
Date	Dec 17, 2018
Instrument	2018-057731

Lender

Name	THE MONEY SOURCE INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2034

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	4048 CHEROKEE DR, SPRINGFIELD, OR 97478-5589
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007192
Date	Feb 13, 2020
Instrument	2020-007192

Lender

Name	PACIFIC CASCADE FCU
Type	Credit Union
Address	EUGENE, OR 97401

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 25, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4048 Cherokee Dr was $5,280.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Springfield City
Unified School District	Springfield School District 19 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,280.00	$287,959	$500,714 Land $102,921 Building $397,793
2023	$4,974.00 (+3.39%)	$271,430 (+3%)	$492,933 (+3.24%) Land $102,921 Building $390,012
2022	$4,811.00	$263,525	$477,455 Land $87,313 Building $390,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4048 Cherokee Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4048 Cherokee Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD UTILITY BOARD serves 62,100 people · EPA ID OR4100837
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications, Verizon.

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