4048 Apple Valley Dr, Howard, OH 43028 Property Records

Knox County property record for 4048 Apple Valley Dr, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,508 sqft · built 2021
Lot Size	0.394 acres (17,163 sqft)
Owner	Individual Name on Record
Last Sale	$22,000 (Dec 2020)
Tax Bill	$6,390 (2025)
Deeds & Mortgages	Oct 2021 Refinance Dec 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-00084.000`

Property Details

APN / Parcel Number

Primary APN	`34-00084.000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,508 sqft Living Area
1st Floor Area	1,644 sqft
Basement Area	1,644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Construction Type	Frame
Lot Area	17,163 sqft (0.394 acres)
Lot Dimensions	200 ft deep x 86 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	4048 APPLE VALLEY DR
City	HOWARD
State	OH
Zip	43028-9323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLSIDE MANOR LOT #84
Legal Lot Number	84
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	1
Census Block	1057
Census Tract	6801

Owner

Source: Knox County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4048 APPLE VALLEY DR, HOWARD, OH 43028-9323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES BANK
Dec 31, 2020	Warranty Deed, Construction Loan · Line of Credit PARK NAT'L BK
May 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Prior Sale	Jan 1, 1987
Deed Document Number	202011793
Deed Book / Page	1825 / 930
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	4048 APPLE VALLEY DR, HOWARD, OH 43028-9323
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010204
Date	Oct 8, 2021
Book Page	1884/225
Instrument	20210-00010204

Lender

Name	PEOPLES BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Dec 31, 2020
Property Address	4048 APPLE VALLEY DR, HOWARD, OH 43028-9323
Document Number	0018250930
Book / Page	001825 / 000930
Instrument Date	Dec 28, 2020
Instrument	11793
Transaction Type	Construction Loan
Record Updated	Jan 29, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$66.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	428 GRAND RIDGE DR HOWARD OH 430288410, HOWARD, OH 43028-8410

Mortgage

Document Number	18250932
Date	Dec 31, 2020
Book Page	001825/000932
Instrument	11794

Lender

Name	PARK NAT'L BK
Type	Bank
Address	NEWARK, OH 43058-3500

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.49%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	May 29, 2020
Property Address	4048 APPLE VALLEY DR, HOWARD, OH 43028-9323
Document Number	0017800421
Book / Page	001780 / 000421
Instrument Date	May 28, 2020
Instrument	4053
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$51.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6678 STATE ROUTE 241 MILLERSBURG OH 446548826, MILLERSBURG, OH 44654-8826

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$450,660 (-) Land $50,830 Building $399,830
2025	$6,390.00 (-0.81%)	$157,730 (-) Land $17,790 Building $139,940
2024	$6,442.00 (+0.34%)	$157,730 (-) Land $17,790 Building $139,940
2023	$6,420.00 (+18.73%)	$157,730 (+38%) Land $17,790 Building $139,940	$450,660 (+38%) Land $50,830 Building $399,830
2022	$5,407.00	$114,300 Land $12,890 Building $101,410
2020			$326,560 Land $36,830 Building $289,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOX COUNTY WATER AND WASTEWATER PWS private · serves 8,250 people · EPA ID OH4202012
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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