40479 Charleston St, Temecula, CA 92591 Property Records

Riverside County property record for 40479 Charleston St, Temecula, CA 92591

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 3,106 sqft · built 2005
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$511,500 (Apr 2005)
Tax Bill	$9,797 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`916-442-016`

Property Details

APN / Parcel Number

Primary APN	`916-442-016`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,106 sqft Living Area
Gross Area	3,731 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40479 CHARLESTON ST
City	TEMECULA
State	CA
Zip	92591-7543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.17 ACRES M/L IN LOT 57 MB 355/027 TR 30667-3
Legal Tract	30667-3
Legal Lot Number	57
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2028
Census Tract	49600

Owner

40479 Charleston St is owned and occupied by an individual who bought it in April 2005.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	40479 CHARLESTON ST, TEMECULA, CA 92591-7543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2018	Deed of Trust, Mortgage · FHA Mortgage 1ST RATE HOME MORTGAGE INC
Jul 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2005 · Amount on File
Deed Sale	Apr 29, 2005 · Amount on File
Deed Document Number	2005343049
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40479 CHARLESTON ST, TEMECULA, CA 92591-7543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000158778
Date	Apr 25, 2018
Instrument	2018-0158778

Lender

Name	1ST RATE HOME MORTGAGE INC
Type	Mortgage Company
Address	TEMPE, AZ 85283

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40479 CHARLESTON ST, TEMECULA, CA 92591-7543
Document Number	0000315433
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40479 CHARLESTON ST TEMECULA CA 925917543, TEMECULA, CA 92591-7543

Mortgage

Document Number	0000315433
Date	Aug 6, 2018
Instrument	315433

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 40479 Charleston St was $9,797.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$727,220 (+2%) Land $255,909 Building $471,311
2025	$9,797.00	$712,962 Land $250,892 Building $462,070
2023	$9,636.00 (+1.7%)	$685,278 Land $241,150 Building $444,128
2022	$9,475.00
2021			$637,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40479 Charleston St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40479 Charleston St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile, Verizon.

Nearby Properties on Charleston St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures