40475 MT Highway 35, Polson, MT 59860 Property Records

Lake County property record for 40475 MT Highway 35, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,968 sqft · built 1998
Lot Size	3.24 acres (141,134 sqft)
Owner	Company Name on File
Tax Bill	$2,918 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R154514`

Property Details

APN / Parcel Number

Primary APN	`R154514`
Alternative APNs	`15-3228-02-4-01-04-0000` `0000003299`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,968 sqft Living Area
1st Floor Area	1,484 sqft
2nd Floor Area	1,484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	141,134 sqft (3.24 acres)
Terrain	Wooded
View / Lot	Major Street/Thoroughfare
Garage Type	Mixed
Garage Area	2,660 sqft
Parking Spaces	12 Parking Spaces
Porch	Open Porch
Deck Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000003299
Street Address	40475 MT HIGHWAY 35
City	POLSON
State	MT
Zip	59860-8994
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S02, T22 N, R20 W, C.O.S. 7465, ACRES 3.24, TRACT A2
Legal Range	20W
Legal Township	22N
Legal Section	02
Legal Subdivision	SURVEY NO 7213
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1035
Census Tract	940305

Owner

40475 MT Highway 35 is owned by a company that acquired it in April 2025.

Source: Lake County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	21 VIRGINIA DR, MISSOULA, MT 59803-1233
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST SECURITY BANK OF MISSOULA
Dec 24, 2019	Deed of Trust, Mortgage · ARM GLACIER BANK
Oct 9, 2019	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK
Apr 12, 2021	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Jul 6, 2021	Deed of Trust, Mortgage · Line of Credit GLACIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2025
Deed Sale	Apr 9, 2025
Deed Document Number	2025631091
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	40475 MT HIGHWAY 35, POLSON, MT 59860-8994
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	582528
Date	Oct 30, 2020
Instrument	582528

Lender

Name	FIRST SECURITY BANK OF MISSOULA
Type	Bank
Address	5806

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	40475 MT HIGHWAY 35, POLSON, MT 59860-8994
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	574402
Date	Dec 24, 2019
Instrument	574402

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.5%
Index	1-Year CMT
Margin	3
Max Rate	9.5%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	40475 MT HIGHWAY 35, POLSON, MT 59860-8994
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	572801
Date	Oct 9, 2019
Instrument	572801

Lender

Name	GLACIER BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	40475 MT HIGHWAY 35, POLSON, MT 59860-8994
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	587421
Date	Apr 12, 2021
Instrument	587421

Lender

Name	GLACIER BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	40475 MT HIGHWAY 35, POLSON, MT 59860-8994
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	589942
Date	Jul 6, 2021
Instrument	589942

Lender

Name	GLACIER BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 40475 MT Highway 35 was $2,918, down 18.1% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,918.00 (-18.15%)	$776,200 (-)
2025	$3,565.00	$776,200	$776,200 Land $134,624 Building $641,576
2023	$3,401.00	$496,924	$496,924 Land $3,894 Building $493,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40475 MT Highway 35 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40475 MT Highway 35 is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 77% of Montana
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POLSON serves 5,300 people · EPA ID MT0000308
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Western Montana CommunityTel.

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