40475 Kavanagh Rd, Mechanicsville, MD 20659 Property Records

St. Mary's County property record for 40475 Kavanagh Rd, Mechanicsville, MD 20659

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,000 sqft · built 1963
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jan 2022)
Tax Bill	$2,897 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-031870`

Property Details

APN / Parcel Number

Primary APN	`06-031870`
Alternative APNs	`6031870` `031870`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,000 sqft Total Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	031870
Street Address	40475 KAVANAGH RD
City	MECHANICSVILLE
State	MD
Zip	20659-5419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 18 ST JOSEPH'S WELFARE
Legal Subdivision	PROPERTY OF ST JOSEPH S WELFARE CLUB
Legal Lot Number	18
Jurisdiction	ST MARY'S MD
Township / Civil Division	6, PATUXENT
Census Block Group	1
Census Block	1008
Census Tract	875601

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40475 KAVANAGH RD, MECHANICSVILLE, MD 20659-5419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Line of Credit MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Jan 7, 2022	Deed, Transfer · FHA Mortgage NFM INC
Mar 4, 2020	Grant Deed, Transfer · Construction Mortgage MIGUEL A AVILA LLC
Nov 22, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2022 · Amount on Record
Deed Sale	Jan 7, 2022 · Amount on Record
Prior Sale	Mar 4, 2020 · Amount on Record
Deed Book / Page	6036 / 452
Prior Transfer Date	Nov 4, 2019
Prior Transfer Doc	0052120383
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	40475 KAVANAGH RD, MECHANICSVILLE, MD 20659-5419
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060620255
Date	Feb 3, 2022
Book Page	6062/255

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jan 7, 2022
Property Address	40475 KAVANAGH RD, MECHANICSVILLE, MD 20659-5419
Document Number	0060360452
Book / Page	6036 / 452
Instrument Date	Sep 24, 2021
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	BAYVIEW TITLE, BAYVIEW TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	40475 KAVANAGH RD, MECHANICSVILLE, MD 20659-5419

Mortgage

Document Number	0006036458
Date	Jan 7, 2022
Instrument	6036/458

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	Mar 4, 2020
Property Address	40475 KAVANAGH RD, MECHANICSVILLE, MD 20659-5419
Document Number	0052830417
Book / Page	005283 / 000417
Instrument Date	Jan 15, 2020
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	CROWN TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9200 STUART LN CLINTON MD 207352747, CLINTON, MD 20735-2747

Mortgage

Document Number	52830422
Date	Mar 4, 2020
Book Page	005283/000422

Lender

Name	MIGUEL A AVILA LLC
Address	2170 HARITHY DR, DUNN LORING, VA 22027-1059

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 3, 2021

November 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST MARY'S MD
Recording Date	Nov 22, 2019
Property Address	40475 KAVANAGH RD, MECHANICSVILLE, MD 20659-5419
Document Number	0052120383
Book / Page	005212 / 000383
Instrument Date	Jul 23, 2019
Transaction Type	Foreclosure
Record Updated	Dec 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,300 (+3.84%)	$284,900 (+11.51%) Land $99,700 Building $185,200
2025	$2,897.00 (+45.21%)	$255,500 (+46.75%) Land $95,000 Building $160,500	$255,500 (-) Land $95,000 Building $160,500
2023	$1,995.00	$174,100	$255,500 Land $95,000 Building $160,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 75% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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