4047 Vaill Point Ter, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 4047 Vaill Point Ter, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,807 sqft · built 2020
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Mar 2018)
Tax Bill	$10,323 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`184834-0210`

Property Details

APN / Parcel Number

Primary APN	`184834-0210`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Plumbing Fixtures	22 Plumbing Fixtures
Stories	2 Stories
Building Area	4,807 sqft Living Area
Gross Area	7,204 sqft
1st Floor Area	3,389 sqft
Attic	Attic
Attic Area	1,363 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	34,412 sqft (0.79 acres)
Lot Dimensions	350 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,034 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	422 sqft
Porch	Finished/Open Porch
Porch Area	834 sqft
Patio Area	793 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4047 VAILL POINT TER
City	SAINT AUGUSTINE
State	FL
Zip	32086-7120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PART OF FALANY GRANT LYING W OF VAILL POINT TERRACE UNIT 2 LOT 21 OF BURTONS UNREC PLAT OR4514/1649 & 4866/1984(C/D)
Legal Range	30E
Legal Township	08S
Legal Section	48
Legal Subdivision	BURTONS UNPLATTED
Legal Block	1
Legal Lot Number	21
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1008
Census Tract	21211

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4047 VAILL POINT TER, SAINT AUGUSTINE, FL 32086-7120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 16, 2020	Correction Deed ATTORNEY ONLY
Mar 9, 2018	Loan Modification, Mortgage · Conventional with PMI KRISTEN B KHAR
Mar 12, 2018	Warranty Deed, Transfer LION TITLE
Oct 30, 2017	Warranty Deed, Transfer KRISTEN B KHAR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2018 · Amount on Record
Deed Sale	Mar 12, 2018 · Amount on Record
Prior Sale	Oct 30, 2017 · Amount on Record
Deed Document Number	201816342
Deed Book / Page	4514 / 1649
Last Transfer Date	Jan 16, 2020
Transfer Doc	0048661984
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	4047 VAILL POINT TER, SAINT AUGUSTINE, FL 32086-7120
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4047 VAILL POINT TER, SAINT AUGUSTINE, FL 32086-7120
Investor	Possibly a Property Investor

Mortgage

Document Number	0059221933
Date	Apr 1, 2024
Book Page	5922/1933
Instrument	2024023382

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	SAINT AUGUSTINE, FL 32086

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Mar 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	4047 VAILL POINT TER, SAINT AUGUSTINE, FL 32086-7120
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4047 VAILL POINT TER, SAINT AUGUSTINE, FL 32086-7120
Investor	Possibly a Property Investor

Mortgage

Document Number	0052021985
Date	Mar 10, 2021
Book Page	5202/1985
Instrument	2021026673

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 16, 2020
Property Address	4047 VAILL POINT TER, SAINT AUGUSTINE, FL 32086-7120
Document Number	0048661984
Book / Page	004866 / 001984
Instrument Date	Jan 16, 2020
Instrument	3784
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	380 VALVERDE LN ST AUGUSTINE FL 320868888, ST AUGUSTINE, FL 32086-8888

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	4047 VAILL POINT TER, SAINT AUGUSTINE, FL 32086-7120
Document Number	0045141645
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4051 VAILL POINT TER ST AUGUSTINE FL 320867120, ST AUGUSTINE, FL 32086-7120

Mortgage

Document Number	0045141645
Date	Mar 12, 2018
Book Page	004514/001645
Instrument	16341

Lender

Name	KRISTEN B KHAR
Address	1219 TASKER ST, PHILADELPHIA, PA 19148-1032

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 11, 2033

Interest

Rate Type	Fixed Rate
Rate	2.5%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 12, 2018
Property Address	4047 VAILL POINT TER, SAINT AUGUSTINE, FL 32086-7120
Document Number	0045141649
Book / Page	004514 / 001649
Instrument Date	Mar 9, 2018
Instrument	16342
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	LION TITLE

Transaction

Amount	Amount Recorded
Tax	$525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	380 VALVERDE LN ST AUGUSTINE FL 320868888, ST AUGUSTINE, FL 32086-8888

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 30, 2017
Property Address	4047 VAILL POINT TER, SAINT AUGUSTINE, FL 32086-7120
Document Number	0044550039
Book / Page	004455 / 000039
Instrument Date	Oct 16, 2017
Instrument	73167
Transaction Type	Transfer
Record Updated	Nov 13, 2017
Title Company	LION TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,193.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4051 VAILL POINT TER ST AUGUSTINE FL 320867120, ST AUGUSTINE, FL 32086-7120

Mortgage

Document Number	44550041
Date	Oct 30, 2017
Book Page	004455/000041
Instrument	73168

Lender

Name	KRISTEN B KHAR
Address	1219 TASKER ST, PHILADELPHIA, PA 19148-1032
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	276 Months
Due	Oct 29, 2040

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$801,538 (+2.7%)	$1,090,362 (-6.52%) Land $265,000 Building $825,362
2025	$10,323.00 (+11.35%) Homeowner's exemption	$780,465 (+2.9%)	$1,166,350 (-2.96%) Land $265,000 Building $901,350
2024	$9,271.00 (+1.87%) Homeowner's exemption	$758,469 (+3%)	$1,201,886 (+2.98%) Land $200,000 Building $1,001,886
2023	$9,101.00 (+4.51%) Homeowner's exemption	$736,378 (+5%)	$1,167,129 (+25.8%) Land $200,000 Building $967,129
2022	$8,708.00 Homeowner's exemption	$701,299	$927,736 Land $128,800 Building $798,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	6 (2016–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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