James City County property record for 4047 S Riverside Dr, Lanexa, VA 23089
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,024 sqft · built 2002 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,050,000 (Aug 2026) |
| Tax Bill | $8,039 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2019 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 19-1 05-0-0006 |
| Primary APN | 19-1 05-0-0006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,024 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 576 sqft |
| Patio Area | 576 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 9268 |
|---|---|
| Street Address | 4047 S RIVERSIDE DR |
| City | LANEXA |
| State | VA |
| Zip | 23089-9415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 GENERAL |
| Legal Description | L-6 S-4 CHICKAHOMINY HAVEN |
| Legal Subdivision | CHICKAHOMINY HAVEN |
| Legal Lot Number | 6 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | POWHATAN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 80306 |
Source: James City County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4047 S RIVERSIDE DR, LANEXA, VA 23089-9415 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Aug 5, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE |
| Apr 23, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS & FARMERS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on Record |
| Deed Sale | Aug 5, 2026 · Amount on Record |
| Prior Sale | Nov 21, 2013 · Amount on Record |
| Deed Document Number | 20269973 |
| Prior Transfer Date | Jul 1, 2024 |
| Prior Transfer Doc | 0202408969 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Aug 5, 2026 |
| Property Address | 4047 S RIVERSIDE DR, LANEXA, VA 23089-9415 |
| Document Number | 0000009973 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 20269973 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $106,050.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 4047 S RIVERSIDE DR, LANEXA, VA 23089-9415 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009974, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 20269974 |
| Name | ATLANTIC BAY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 4047 S RIVERSIDE DR, LANEXA, VA 23089-9415 |
| Document Number | 0000006044 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4047 S RIVERSIDE DR LANEXA VA 230899415, LANEXA, VA 23089-9415 |
| Document Number | 0000006044 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 6044 |
| Name | CITIZENS & FARMERS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,039.00 (+43.37%) | $968,600 (+43.37%) Land $247,100 Building $721,500 | $968,600 (+43.37%) Land $247,100 Building $721,500 |
| 2023 | $675,600 Land $249,900 Building $425,700 | $675,600 Land $249,900 Building $425,700 | |
| 2022 | $5,607.00 (-1.2%) | ||
| 2019 | $5,675.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 147 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 147 in force |
| Nearby Flood Claims | 14 (2003–2024) |
| Most Recent Claim | Mar 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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