4047 Albany Cir, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 4047 Albany Cir, Eagan, MN 55123

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,802 sqft · built 1991
Lot Size	0.347 acres (15,115 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,900 (Apr 2001)
Tax Bill	$6,126 (2025)
Deeds & Mortgages	May 2026 Construction Loan Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-32992-03-080`

Property Details

APN / Parcel Number

Primary APN	`10-32992-03-080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,802 sqft Living Area
Gross Area	3,324 sqft
1st Floor Area	1,634 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1997
Architectural Style	Split Level
Construction Type	Wood
Lot Area	15,115 sqft (0.347 acres)
Garage Type	Attached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4047 ALBANY CIR
City	SAINT PAUL
State	MN
Zip	55123-3946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLS OF STONEBRIDGE 3RD ADD 8 3
Legal Subdivision	HILLS OF STONEBRIDGE 3RD ADD
Legal Block	3
Legal Lot Number	80
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1004
Census Tract	60752

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4047 ALBANY CIR, SAINT PAUL, MN 55123-3946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Construction Mortgage U S BANK N A
Oct 5, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2001 · Amount on Record
Deed Sale	Apr 11, 2001 · Amount on Record
Deed Document Number	2001172607
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Recording Date	May 5, 2026
Property Address	4047 ALBANY CIR, SAINT PAUL, MN 55123-3946
Document Number	0003722992
Instrument Date	Apr 22, 2026
Instrument	20263722992
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4047 ALBANY CIR, SAINT PAUL, MN 55123-3946

Mortgage

Document Number	0003722992,
Date	May 5, 2026
Instrument	20263722992

Lender

Name	U S BANK N A

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.75%
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4047 ALBANY CIR, EAGAN, MN 55123-3946
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003216229
Date	Oct 5, 2017
Instrument	3216229

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 8, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,126.00 (+17.76%)	$522,700 (+3.63%) Land $122,800 Building $399,900	$522,700 (+3.63%) Land $122,800 Building $399,900
2023	$5,202.00 Homeowner's exemption
2022		$504,400 Land $119,500 Building $384,900	$504,400 Land $119,500 Building $384,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Southeast MN Wifi.

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