4047 9th Ln, Vero Beach, FL 32960 Property Records

Indian River County property record for 4047 9th Ln, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,353 sqft · built 1999
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Nov 2019)
Tax Bill	$4,839 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-39-10-00038-0000-00108.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-10-00038-0000-00108.0`
Alternative APN	`73592`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,353 sqft Living Area
Gross Area	2,881 sqft
1st Floor Area	2,353 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	115 ft deep x 85 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	1,177 sqft

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	304 sqft
Patio Area	868 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4047 9TH LN
City	VERO BEACH
State	FL
Zip	32960-6138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	THE LAURELS PHASE III & IV LOT 108 PBI 15-42
Legal Range	39E
Legal Township	33S
Legal Section	10
Legal Subdivision	LAURELS PHASE III & IV THE
Legal Phase	3
Legal Lot Number	108
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2009
Census Tract	50702

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4047 9TH LN, VERO BEACH, FL 32960-6138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 7, 2019	Warranty Deed, Transfer · ARM GROUP ONE MORTGAGE INC
Jan 6, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2019 · Amount on Record
Deed Sale	Nov 7, 2019 · Amount on Record
Prior Sale	Jan 6, 2017 · Amount on Record
Deed Document Number	201965550
Deed Book / Page	3252 / 2092
Prior Transfer Date	Sep 11, 2007
Prior Transfer Doc	0022021032
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	4047 9TH LN, VERO BEACH, FL 32960-6138
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4047 9TH LN, VERO BEACH, FL 32960-6138

Mortgage

Document Number	0038080827
Date	Oct 1, 2025
Book Page	3808/827
Instrument	3120250048806

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 7, 2019
Property Address	4047 9TH LN, VERO BEACH, FL 32960-6138
Document Number	0032522092
Book / Page	3252 / 2092
Map Reference	MB 15 PG 42,42A&42B
Instrument Date	Oct 22, 2019
Instrument	3120190065550
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	TRESURE COAST TTL & SETMNT O

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 GLENDALE ST, 60, UXBRIDGE, MA 01569-2123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4047 9TH LN, VERO BEACH, FL 32960-6138

Mortgage

Document Number	32522094
Date	Nov 7, 2019
Instrument	3252-2094

Lender

Name	GROUP ONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 6, 2017
Property Address	4047 9TH LN, VERO BEACH, FL 32960-6138
Document Number	0029922357
Book / Page	002992 / 002357
Instrument Date	Jan 3, 2017
Instrument	924
Transaction Type	Transfer
Record Updated	Jan 31, 2017
Title Company	TREASURE COAST TITLE AGENCY/VERO, TREASURE COAST TITLE AGCY/VERO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,373.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4047 9TH LN VERO BEACH FL 329606138, VERO BEACH, FL 32960-6138

Mortgage

Document Number	29922359
Date	Jan 6, 2017
Book Page	002992/002359

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2047

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,839.00 (+12.67%) Homeowner's exemption	$355,631 (+5.99%)	$514,731 (+3.5%) Land $44,145 Building $470,586
2023	$4,295.00 (+2.6%)	$335,542 (+3%)	$497,312 (+18.85%) Land $44,145 Building $453,167
2022	$4,186.00	$325,769	$418,432 Land $33,958 Building $384,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	27 (1991–2024)
Claims Outside the SFHA	11 of 27
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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