Loudoun County property record for 40468 Stonebrook Hamlet Pl, Waterford, VA 20197
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,143 sqft · built 2005 |
| Lot Size | 10.3 acres (448,668 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $875,000 (Mar 2015) |
| Tax Bill | $10,636 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit Mar 2024 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-20-4408-000 |
| Primary APN | 302-20-4408-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,143 sqft Living Area |
| 1st Floor Area | 1,994 sqft |
| Basement Area | 552 sqft |
| Finished Basement | 552 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 448,668 sqft |
| Garage Area | 704 sqft |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 800 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 40468 STONEBROOK HAMLET PL |
|---|---|
| City | WATERFORD |
| State | VA |
| Zip | 20197-1269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR1 |
| Legal Description | STONEBROOK FARMS HAMLET CONSERVANCY LOT 28 200510240119353 200412130132533 POSE |
| Legal Subdivision | STONEBROOK FARM |
| Legal Block | 3 |
| Legal Lot Number | 28 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | CATOCTIN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 610300 |
40468 Stonebrook Hamlet Pl is owned and occupied by two individuals who bought it in March 2015.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40468 STONEBROOK HAMLET PL, WATERFORD, VA 20197-1269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2024 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST COMPANY |
| Mar 22, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance M&T BANK |
| Apr 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP |
| Jan 21, 2020 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Jan 19, 2018 | Deed of Trust, Mortgage · Line of Credit FAIRFAX CNTY EMPS CU |
| Dec 15, 2017 | Deed of Trust, Mortgage GEORGE MASON MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2015 · Amount on File |
| Deed Sale | Mar 31, 2015 · Amount on File |
| Prior Sale | Oct 24, 2005 · Amount on File |
| Deed Book / Page | 201503310 / 19158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 40468 STONEBROOK HAMLET PL, WATERFORD, VA 20197-1269 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000016240 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 202404240016240 |
| Name | MANUFACTURERS & TRADERS TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 40468 STONEBROOK HAMLET PL, WATERFORD, VA 20197-1269 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000011061 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 202403220011061 |
| Name | M&T BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 40468 STONEBROOK HAMLET PL, WATERFORD, VA 20197-1269 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | FEDERAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000041417 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 202104070041417 |
| Name | DRAPER AND KRAMER MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 40468 STONEBROOK HAMLET PL, WATERFORD, VA 20197-1269 |
| Document Number | 20200130006662 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 40468 STONEBROOK HAMLET PL WATERFORD VA 201971269, WATERFORD, VA 20197-1269 |
| Document Number | 20200130006662 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 6662 |
| Name | MANUFACTURERS & TRADERS TR |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 40468 STONEBROOK HAMLET PL, WATERFORD, VA 20197-1269 |
| Document Number | 20180126004884 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20180126004884 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 4884 |
| Name | FAIRFAX CNTY EMPS CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 40468 STONEBROOK HAMLET PL, WATERFORD, VA 20197-1269 |
| Document Number | 20171220078660 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 20171220078660 |
|---|---|
| Date | Dec 20, 2017 |
| Instrument | 78660 |
| Name | GEORGE MASON MTG |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 19, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2026 property tax bill for 40468 Stonebrook Hamlet Pl was $10,636, up 4.5% from the year before.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,636.00 (+4.49%) | $1,321,260 (+4.49%) Land $305,810 Building $1,015,450 | $1,460,350 (+5.14%) Land $444,900 Building $1,015,450 |
| 2025 | $10,179.00 | $1,264,520 Land $305,810 Building $958,710 | $1,389,010 Land $430,300 Building $958,710 |
| 2023 | $9,881.00 | $1,129,310 Land $255,810 Building $873,500 | $1,243,800 Land $370,300 Building $873,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40468 Stonebrook Hamlet Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40468 Stonebrook Hamlet Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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