40468 Citrus Dr, Fremont, CA 94538 Property Records

Alameda County property record for 40468 Citrus Dr, Fremont, CA 94538

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,864 sqft · built 1953
Lot Size	0.119 acres (5,202 sqft)
Owner	2 Individual Names on File
Last Sale	$128,500 (Dec 2018)
Tax Bill	$10,157 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`525-716-19`

Property Details

APN / Parcel Number

Primary APN	`525-716-19`
Alternative APN	`525-0716-019-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,864 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1957
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,202 sqft (0.119 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	40468 CITRUS DR
City	FREMONT
State	CA
Zip	94538-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00008 BLK: 0003 TR: 1325
Legal Tract	1325
Legal Lot Number	8
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1010
Census Tract	441921

Owner

40468 Citrus Dr is owned and occupied by two individuals who bought it in December 2018.

Source: Alameda County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40468 CITRUS DR, FREMONT, CA 94538-3429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Feb 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 19, 2018	Grant Deed, Transfer ETHOS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2018 · Amount on File
Deed Sale	Dec 19, 2018 · Amount on File
Prior Sale	Jul 24, 2013 · Amount on File
Deed Document Number	2018240060
Prior Transfer Date	Dec 14, 2018
Prior Transfer Doc	0000240060
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	40468 CITRUS DR, FREMONT, CA 94538-3429
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40468 CITRUS DR, FREMONT, CA 94538-3429

Mortgage

Document Number	0000286683
Date	Aug 23, 2021
Instrument	2021286683

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	40468 CITRUS DR, FREMONT, CA 94538-3429
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40468 CITRUS DR, FREMONT, CA 94538-3429

Mortgage

Document Number	0000272757
Date	Oct 14, 2020
Instrument	2020272757

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	40468 CITRUS DR, FREMONT, CA 94538-3429
Document Number	0000048086
Instrument Date	Feb 22, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40468 CITRUS DR FREMONT CA 945383429, FREMONT, CA 94538-3429

Mortgage

Document Number	0000048086
Date	Feb 28, 2020
Instrument	48086

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	40468 CITRUS DR, FREMONT, CA 94538-3429
Document Number	0000117147
Instrument Date	Jun 16, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	TIMIOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40468 CITRUS DR FREMONT CA 945383429, FREMONT, CA 94538-3429

Mortgage

Document Number	0000117147
Date	Jun 20, 2019
Instrument	117147

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 19, 2018
Property Address	40468 CITRUS DR, FREMONT, CA 94538-3429
Document Number	0000240060
Instrument Date	Dec 14, 2018
Instrument	240060
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Amount	Amount on Record
Tax	$141.35
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40468 CITRUS DR FREMONT CA 945383429, FREMONT, CA 94538-3429

Mortgage

Document Number	240061
Date	Dec 19, 2018
Instrument	240061

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 40468 Citrus Dr was $10,157 with a homeowner's exemption, up 4.6% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$759,824 (+2.02%) Land $196,925 Building $569,899
2025	$10,157.00 (+4.64%) Homeowner's exemption	$744,792 Land $193,065 Building $558,727
2024	$9,707.00 (+8.84%)
2023	$8,919.00 Homeowner's exemption	$722,604 Land $185,569 Building $537,035	$887,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40468 Citrus Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40468 Citrus Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	650 / 150
Sail Internet Fixed Wireless	500 / 100
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, GeoLinks, T-Mobile.

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