4046 Overture Cir, Bradenton, FL 34209 Property Records

Manatee County property record for 4046 Overture Cir, Bradenton, FL 34209

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,228 sqft · built 2008
Lot Size	15 acres (654,380 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Nov 2025)
Tax Bill	$5,259 (2025)
Deeds & Mortgages	Nov 2025 Sale Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51456-2635-9`

Property Details

APN / Parcel Number

Primary APN	`51456-2635-9`
Alternative APN	`3517065145626359`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,228 sqft Living Area
Gross Area	1,547 sqft
1st Floor Area	824 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2012
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	654,380 sqft
View / Lot	Lake
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4046 OVERTURE CIR
City	BRADENTON
State	FL
Zip	34209-5884
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	BR_R-2
Legal Description	UNIT 481 BLDG 26 PALMA SOLA TRACE CONDO, PI#51456.2635/9
Legal Range	17E
Legal Township	35S
Legal Section	06
Legal Subdivision	PALMA SOLA TRACE
Legal Tract	05145601
Legal Block	26
Legal Lot Number	481
Legal Unit	481
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1004
Census Tract	409

Owner

4046 Overture Cir, a condominium, is owned by an individual who bought it in November 2025.

Source: Manatee County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	637 MAIN STREET DR, LONGBOAT KEY, FL 34228
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Warranty Deed, Transfer LEGACY SETTLEMENT SERVICES LLC, LEGACY STLMT SERVICES LLC
Jan 31, 2020	Warranty Deed, Transfer · Conventional Mortgage USF FCU
Jan 27, 2017	Warranty Deed, Transfer WR TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025 · Amount on File
Deed Sale	Nov 14, 2025 · Amount on File
Prior Sale	Jan 31, 2020 · Amount on File
Deed Document Number	2025138254
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 14, 2025
Property Address	4046 OVERTURE CIR, BRADENTON, FL 34209-5884
Document Number	0041138254
Map Reference	MB 2185 PG 736
Instrument Date	Nov 10, 2025
Instrument	202541138254
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	LEGACY SETTLEMENT SERVICES LLC, LEGACY STLMT SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$1,743.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2512 HIGHGATE ROAD, SAINT ALBANS BAY, VT 05481

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 MAIN STREET DRIVE, LONGBOAT KEY, FL 34228

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 31, 2020
Property Address	4046 OVERTURE CIR, BRADENTON, FL 34209-5884
Document Number	0041010985
Instrument Date	Jan 30, 2020
Instrument	41010985
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,343.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	327 LIME KILN RD #7111 SOUTH BURLINGTON VT 054034409, 7111, SOUTH BURLINGTON, VT 05403-4409

Mortgage

Document Number	41010986
Date	Jan 31, 2020
Instrument	41010986

Lender

Name	USF FCU
Type	Credit Union
Address	TAMPA, FL 33612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 30, 2035

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 27, 2017
Property Address	4046 OVERTURE CIR, BRADENTON, FL 34209-5884
Document Number	0026580774
Book / Page	002658 / 000774
Instrument Date	Jan 26, 2017
Instrument	41008005
Transaction Type	Transfer
Record Updated	Mar 10, 2017
Title Company	WR TITLE

Transaction

Amount	Amount on Record
Tax	$1,235.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 WILDERWOOD DR GUILFORD CT 064371304, GUILFORD, CT 06437-1304

Tax Assessment & Valuation

The 2025 property tax bill for 4046 Overture Cir was $5,259, down 11.6% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bradenton City
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,453 (-8.41%) Building $237,453	$237,453 (-8.41%) Building $237,453
2025	$5,259.00 (-11.58%) Homeowner's exemption	$259,250 Building $259,250	$259,250 Building $259,250
2024	$5,948.00 (+6.06%)
2023	$5,608.00 (+21.31%)	$284,750 (+23.27%) Building $284,750	$284,750 (+23.27%) Building $284,750
2022	$4,623.00	$231,000 Building $231,000	$231,000 Building $231,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4046 Overture Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4046 Overture Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRADENTON serves 58,584 people · EPA ID FL6410182
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Frontier, T-Mobile, Verizon.

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