4046 OLD PLANK RD MIDDLEBURG FL 320683447, MIDDLEBURG, FL 32068-3447
Mortgage
Document Number
0043950943
Date
Dec 29, 2020
Book Page
004395/000943
Instrument
68505
Lender
Name
QUICKEN LNS
Type
Funding / Finance Company
Address
DETROIT, MI 48226-1906
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Dec 28, 2050
March 2018: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
CLAY FL
Property Address
4046 OLD PLANK RD, MIDDLEBURG, FL 32068-3447
Document Number
0040771105
Instrument Date
Mar 16, 2018
Transaction Type
Mortgage
Record Updated
Nov 20, 2018
Title Company
TITLE SOURCE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
4046 OLD PLANK RD MIDDLEBURG FL 320683447, MIDDLEBURG, FL 32068-3447
Mortgage
Document Number
0040771105
Date
Apr 26, 2018
Book Page
004077/001105
Instrument
21045
Lender
Name
QUICKEN LNS
Type
Funding / Finance Company
Address
DETROIT, MI 48226
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 25, 2048
Interest
Rate
3.5%
Tax Assessment & Valuation
The 2025 property tax bill for 4046 Old Plank Rd was $2,002 with a homeowner's exemption, up 5% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Clay County
Unified School District
Clay County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,002.00 (+5.04%)Homeowner's exemption
$171,412
$262,480Land $45,000Building $217,480
2024
$1,906.00 (-12.57%)
2023
$2,180.00 (+9.05%)Homeowner's exemption
$161,731 (+3%)
$282,455 (+18.65%)Land $45,000Building $237,455
2022
$1,999.00Homeowner's exemption
$157,021
$238,052Land $40,000Building $198,052
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 4046 Old Plank Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 28 policies
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
28 in force
Nearby Flood Claims
3 (2017)
Most Recent Claim
Sep 2017 · Hurricane Irma
Claims by Event
Hurricane Irma, Sep 2017 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 4046 Old Plank Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood
0.05% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source
Groundwater
Last State Inspection
Sep 2024
Lead
Under 1 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
3 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025