4046 Oak Pointe Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 4046 Oak Pointe Dr, Gulf Breeze, FL 32563

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,147 sqft · built 1999
Lot Size0.153 acres (6,708 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Jun 2016)
Tax Bill$2,427 (2024)
Deeds & MortgagesOct 2021 Transfer
Flood ZoneZone X (minimal risk)
APN27-2S-28-2865-00B00-0020

Property Details

APN / Parcel Number

Primary APN27-2S-28-2865-00B00-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,147 sqft Heated Area
Gross Area3,241 sqft
1st Floor Area2,841 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area6,708 sqft (0.153 acres)
Lot Dimensions1,350 ft deep x 500 ft wide
Garage Area694 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area248 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number272S28286500B000020
Street Address4046 OAK POINTE DR
CityGULF BREEZE
StateFL
Zip32563-8506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRESERVING ENHANCEC LIFE ESTATE IN: OAK POINTE LOT 2 BLK B AS DES IN OR 3530 PG 649 & AS DES IN OR 4188 PG 1023
Legal Range28W
Legal Township02S
Legal Section27
Legal SubdivisionOAK POINTE
Legal BlockB
Legal Lot Number2
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group4
Census Block4013
Census Tract10814

Owner

4046 Oak Pointe Dr is owned and occupied by an individual who acquired it in October 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Co-owner2 Co-owners on File
Mailing Address4046 OAK POINTE DR, GULF BREEZE, FL 32563-8506
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJun 17, 2016 · Amount on File
Deed SaleJun 17, 2016 · Amount on File
Prior SaleJun 17, 2016
Deed Document Number0035300649
Deed Book / Page003530 / 000649
Last Transfer DateOct 5, 2021
Transfer Doc0041881023
Record UpdatedJun 8, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateOct 5, 2021
Property Address4046 OAK POINTE DR, GULF BREEZE, FL 32563-8506
Document Number0041881023
Book / Page4188 / 1023
Map ReferenceMB G PG 13
Instrument DateOct 4, 2021
Instrument202166377
Transaction TypeTransfer
Record UpdatedNov 8, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4046 OAK POINTE DR, GULF BREEZE, FL 32563-8506

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,427.00 (+8.98%) Homeowner's exemption$204,828 (+3%)$318,586 (+0.95%) Land $65,000 Building $253,586
2023$2,227.00 (+2.86%) Homeowner's exemption$198,862 (+3%)$315,593 (+3.07%) Land $65,000 Building $250,593
2022$2,165.00 Homeowner's exemption$193,070$306,203 Land $60,000 Building $246,203

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4046 Oak Pointe Dr in Zone X, an area of minimal flood risk, though there have been 418 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 343 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies343 in force
Nearby Flood Claims418 (1995–2024)
Claims Outside the SFHA108 of 418
Most Recent ClaimDec 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 39 claims
  • Hurricane Frances, Sep 2004 · 218 claims
  • Hurricane Opal, Oct 1995 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4046 Oak Pointe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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