4046 Mount Whitney Way, Katy, TX 77449 Property Records

Harris County property record for 4046 Mount Whitney Way, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,706 sqft · built 2003
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$349,524 (Jul 2024)
Tax Bill	$4,918 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`124-021-004-0011`

Property Details

APN / Parcel Number

Primary APN	`124-021-004-0011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,706 sqft Living Area
1st Floor Area	1,706 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,000 sqft (0.138 acres)
View / Lot	Primary
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1240210040011
Street Address	4046 MT WHITNEY WAY
City	KATY
State	TX
Zip	77449-0169
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 BLK 4 MASON LAKES SEC 1 AMEND
Legal Subdivision	MASON LAKES SEC 1 AMEND
Legal Block	4
Legal Lot Number	11
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2019
Census Tract	542202

Owner

4046 Mount Whitney Way is owned and occupied by two individuals who bought it in July 2024.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4046 MT WHITNEY WAY, KATY, TX 77449-0169
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC
Jul 31, 2024	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 28, 2020	Deed of Trust, Mortgage ENCOMPASS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2024 · Amount on File
Deed Sale	Jul 31, 2024 · Amount on File
Prior Sale	Mar 18, 2004 · Amount on File
Deed Document Number	2024277215
Prior Transfer Date	Mar 15, 2004
Prior Transfer Doc	0000470006
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Recording Date	Jul 15, 2026
Property Address	4046 MT WHITNEY WAY, KATY, TX 77449-0169
Document Number	0000284863
Instrument Date	Jul 9, 2026
Instrument	2026284863
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4046 MT WHITNEY WAY, KATY, TX 77449-0169

Mortgage

Document Number	0000284863,
Date	Jul 15, 2026
Instrument	2026284863

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

July 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jul 31, 2024
Property Address	4046 MT WHITNEY WAY, KATY, TX 77449-0169
Document Number	0000277215
Map Reference	MF 538210
Instrument Date	Jul 30, 2024
Instrument	2024-277215
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4046 MT WHITNEY WAY, KATY, TX 77449-0169

Mortgage

Document Number	0000277216
Date	Jul 31, 2024
Instrument	2024-277216

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4046 MT WHITNEY WAY, KATY, TX 77449-0169
Document Number	0000237473
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	FRONTIER TITLE COMPANY-WH LLC, FRONTIER TITLE CO-WH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4046 MT WHITNEY WAY KATY TX 774490169, KATY, TX 77449-0169

Mortgage

Document Number	0000237473
Date	Jun 4, 2020
Instrument	237473

Lender

Name	ENCOMPASS LNDG
Address	KATY, TX 77494

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4046 Mount Whitney Way was $4,918 with a homeowner's exemption.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,675 (-10.52%) Land $57,810 Building $185,865	$243,675 (-10.52%) Land $57,810 Building $185,865
2025	$4,918.00 Homeowner's exemption	$272,338 Land $57,810 Building $214,528	$272,338 Land $57,810 Building $214,528
2023		$301,595 Land $69,372 Building $232,223	$301,595 Land $69,372 Building $232,223
2020	$992.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4046 Mount Whitney Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	5 (2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4046 Mount Whitney Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 71 serves 17,079 people · EPA ID TX1011823
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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