4046 Agnes Rd, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 4046 Agnes Rd, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	1,396 sqft · built 1961
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Jul 2017)
Tax Bill	$3,440 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-002-100-002-02`

Property Details

APN / Parcel Number

Primary APN	`140-002-100-002-02`

Interior

Building Area	1,396 sqft Building Perimeter

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	46,609 sqft (1.07 acres)

Location & Zoning

Street Address	4046 AGNES RD
City	CHEBOYGAN
State	MI
Zip	49721-9591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NW COR OF SEC 2, T36N,R1W; TH N 89D 50M 45S E ALG N LI OF SD SEC 122.96FT; TH CONT N 89D 50M 45S E ALG SD N LI 90.02FT
Legal Range	01W
Legal Township	036
Legal Section	02
Legal Lot Number	1
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	ALOHA
Census Block Group	1
Census Block	1052
Census Tract	960401

Owner

4046 Agnes Rd is owned and occupied by two individuals who acquired it in December 2020.

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4046 AGNES RD, CHEBOYGAN, MI 49721-9591
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HONOR BANK
Jan 8, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 6, 2017	Warranty Deed, Transfer ROBERT A & CLEMENY J PLETCHER; DUANE L A

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2017 · Amount on File
Deed Sale	Jul 6, 2017 · Amount on File
Prior Sale	Sep 25, 2006
Deed Book / Page	1336 / 614
Last Transfer Date	Dec 1, 2020
Transfer Doc	001436/793
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	4046 AGNES RD, CHEBOYGAN, MI 49721-9591
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4046 AGNES RD, CHEBOYGAN, MI 49721-9591

Mortgage

Document Number	0000001445/0000000496
Date	Apr 6, 2021
Book Page	0000001445/0000000496

Lender

Name	HONOR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jan 8, 2021
Property Address	4046 AGNES RD, CHEBOYGAN, MI 49721-9591
Document Number	001436/793
Book / Page	1436 / 793
Instrument Date	Dec 1, 2020
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5648 W 4 RD, BUCKLEY, MI 49620-8505

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jul 6, 2017
Property Address	4046 AGNES RD, CHEBOYGAN, MI 49721-9591
Document Number	01336/0614
Book / Page	1336 / 0614
Instrument Date	Jun 30, 2017
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7238 SMITH RD, ALANSON, MI 49706-9725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5648 W 4 RD, BUCKLEY, MI 49620-8505

Mortgage

Document Number	01336/0616
Date	Jul 6, 2017
Book Page	1336/0616

Lender

Name	ROBERT A & CLEMENY J PLETCHER; DUANE L A
Type	Private Party
Address	7238 SMITH RD, ALANSON, MI 49706

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4046 Agnes Rd was $3,440 with a homeowner's exemption, up 2.8% from the year before.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Aloha Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,300 (+17.92%)	$460,600 (+17.92%)
2025	$3,440.00 (+2.78%) Homeowner's exemption	$195,300	$390,600
2024	$3,347.00
2023		$119,100	$238,200
2022	$3,101.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4046 Agnes Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4046 Agnes Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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