4046 4th St, Des Moines, IA 50313 Property Records

Polk County property record for 4046 4th St, Des Moines, IA 50313

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 677 sqft · built 1917
Lot Size	0.158 acres (6,900 sqft)
Owner	Company Name on File
Last Sale	$88,500 (Sep 2025)
Tax Bill	$1,948 (2024)
Deeds & Mortgages	Sep 2025 Sale Jul 2025 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7924-22-431-012`

Property Details

APN / Parcel Number

Primary APN	`7924-22-431-012`
Alternative APN	`070/01165-000-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	677 sqft Living Area
Gross Area	1,013 sqft
1st Floor Area	677 sqft
Basement Area	336 sqft

Exterior

Year Built	Built 1917
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	187 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	4046 4TH ST
City	DES MOINES
State	IA
Zip	50313-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 432 COLLEGE PARK
Legal Range	24W
Legal Township	79N
Legal Section	22
Legal Subdivision	COLLEGE PARK
Legal Lot Number	432
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	3
Census Block	3005
Census Tract	400

Owner

4046 4th St is owned by a company that bought it in September 2025 and is owner-occupied.

Source: Polk County records, as of October 15, 2025

Owner of Record	Company Name on File
Mailing Address	4046 4TH ST, DES MOINES, IA 50313-3524
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Warranty Deed, Transfer
Jul 11, 2025	Legal Action/Court Order, Foreclosure
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	Jul 11, 2025 · Amount on File
Deed Document Number	2025-00057857
Deed Book / Page	20283 / 360
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 29, 2025
Property Address	4046 4TH ST, DES MOINES, IA 50313-3524
Document Number	0000057857
Book / Page	20283 / 360
Instrument Date	Sep 24, 2025
Instrument	2025-00057857
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Amount	Amount on Record
Tax	$140.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4046 4TH ST, DES MOINES, IA 50313-3524

July 2025: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	POLK IA
Recording Date	Jul 11, 2025
Property Address	4046 4TH ST, DES MOINES, IA 50313-3524
Document Number	0000040380
Book / Page	20202 / 159
Instrument Date	Jul 8, 2025
Instrument	2025-00040380
Transaction Type	Foreclosure
Record Updated	Oct 8, 2025

Transaction

Amount	Amount on Record
Tax	$127.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6250 E MONTEROSA ST, SCOTTSDALE, AZ 85251-3048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4046 4TH ST, DES MOINES, IA 50313-3524
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010549
Date	Feb 1, 2021
Book Page	18335/90
Instrument	2021-00010549

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$123,100 Land $31,300 Building $91,800	$123,100 Land $31,300 Building $91,800
2024	$1,948.00
2023		$107,300 Land $27,100 Building $80,200	$107,300 Land $27,100 Building $80,200
2020	$1,768.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4046 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4046 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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