40457 Ocean Isle Loop, Avon, NC 27915 Property Records

Dare County property record for 40457 Ocean Isle Loop, Avon, NC 27915

Property Summary

Property Type	Private Preserve, Open Space Vacant Land
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,199,500 (Mar 2022)
Tax Bill	$1,259 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`064018227361`

Property Details

APN / Parcel Number

Primary APN	`064018227361`
Alternative APN	`014564012`

Exterior

Lot Area	15,000 sqft (0.344 acres)
View / Lot	Ocean

Location & Zoning

Account Number	064018227361
Street Address	40457 OCEAN ISLE LOOP
City	AVON
State	NC
Zip	27915-2201
Property Category	Vacant Land
Property Type	Vacant Land > Private Preserve, Open Space
Legal Description	LOT: 12 BLK: SEC: PL: E SL: 617
Legal Subdivision	OCEAN ISLE ESTATES
Legal Lot Number	12
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	KINNAKEET
Census Block Group	1
Census Block	1133
Census Tract	970502

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43866 CHELTENHAM CIR, ASHBURN, VA 20147-4865
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Deed Document Number	2022700115357
Deed Book / Page	2603 / 744
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Mar 22, 2022
Property Address	40457 OCEAN ISLE LOOP, AVON, NC 27915
Document Number	002603/744
Book / Page	2603 / 744
Map Reference	CAB E SL 617
Instrument Date	Mar 22, 2022
Instrument	700115357
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36680 WHISPERING OAKS CT, 36680, PURCELLVILLE, VA 20132-9024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43866 CHELTENHAM CIR, ASHBURN, VA 20147-4865

Mortgage

Document Number	0700115358
Date	Mar 22, 2022
Instrument	700115358

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.62%
Index	1-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,259.00	$220,500 (-) Land $220,500	$220,500 (-) Land $220,500
2025	$1,259.00 (-21.36%)	$220,500 (+14.19%) Land $220,500
2023	$1,601.00	$193,100 Land $193,100
2020			$220,500 Land $220,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,909 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2,008 units insured incl. 99 condo units
Nearby Flood Claims	3,904 (1980–2026)
Claims Outside the SFHA	199 of 3,904
Most Recent Claim	Jun 2026 · tidal / storm surge
Claims by Event	Hurricane Irene, Sep 2011 · 1,125 claims Hurricane Isabel, Sep 2003 · 434 claims Hurricane Emily, Aug 1993 · 385 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE CO-CAPE HATTERAS WATER serves 5,486 people · EPA ID NC0428025
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20