Wayne County property record for 40455 Judd Rd, Belleville, MI 48111
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,440 sqft · built 1972 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Oct 2018) |
| Tax Bill | $2,863 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 81 050 01 0004 004 |
| Primary APN | 81 050 01 0004 004 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 744 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 200 ft deep x 80 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 40455 JUDD RD |
|---|---|
| City | BELLEVILLE |
| State | MI |
| Zip | 48111-9192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13A4B2 W 80FT OF LOT 4 GOODMANS SUB T4S R8E L81 P16 WCR |
| Legal Subdivision | GOODMANS |
| Legal Lot Number | 4 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | SUMPTER |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 589300 |
40455 Judd Rd is owned and occupied by an individual who bought it in October 2018.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40455 JUDD RD, BELLEVILLE, MI 48111-9192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MTG |
| Oct 23, 2018 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2018 · Amount on File |
| Deed Sale | Oct 23, 2018 · Amount on File |
| Deed Document Number | 2018305430 |
| Deed Book / Page | 54687 / 589 |
| Prior Transfer Date | Aug 20, 2004 |
| Prior Transfer Doc | 0000512602 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 40455 JUDD RD, BELLEVILLE, MI 48111-9192 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Title Company | PARKS TITLE |
| Name | Verified Name |
|---|---|
| Address | 40455 JUDD RD, BELLEVILLE, MI 48111-9192 |
| Document Number | 0570670493 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 57067/493 |
| Instrument | 2021355237 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 40455 JUDD RD, BELLEVILLE, MI 48111-9192 |
| Document Number | 0556821123 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 40455 JUDD RD BELLEVILLE MI 481119192, BELLEVILLE, MI 48111-9192 |
| Document Number | 0556821123 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 055682/001123 |
| Instrument | 131455 |
| Name | AMERIHOME MTG |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362-3888 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Oct 23, 2018 |
| Property Address | 40455 JUDD RD, BELLEVILLE, MI 48111-9192 |
| Document Number | 0546870589 |
| Book / Page | 054687 / 000589 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 305430 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $903.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40455 JUDD RD BELLEVILLE MI 481119192, BELLEVILLE, MI 48111-9192 |
| Document Number | 546870590 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 054687/000590 |
| Instrument | 305431 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2048 |
The 2025 property tax bill for 40455 Judd Rd was $2,863 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| County Subdivision | Sumpter Township |
| Unified School District | Huron School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,300 | $220,600 | |
| 2025 | $2,863.00 | ||
| 2023 | $93,500 | $187,000 | |
| 2019 | $2,355.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40455 Judd Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40455 Judd Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMPTER TOWNSHIP serves 9,576 people · EPA ID MI0006460 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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