4045 Windward Dr, Fort Mill, SC 29708 Property Records

York County property record for 4045 Windward Dr, Fort Mill, SC 29708

Property Summary

Property Type	Exempt (Full or Partial)
Details	2.5 ba · 1,846 sqft · built 1974
Lot Size	0.211 acres (9,190 sqft)
Owner	Individual Name on File
Last Sale	$341,000 (Aug 2022)
Tax Bill	$10,624 (2023)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`641-04-01-045`

Property Details

APN / Parcel Number

Primary APN	`641-04-01-045`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,846 sqft Total Area
1st Floor Area	1,198 sqft
2nd Floor Area	648 sqft
Basement Area	598 sqft
Unfinished Basement	598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	9,190 sqft (0.211 acres)
Porch	Slab
Porch Area	60 sqft
Deck Area	252 sqft

Location & Zoning

Street Address	4045 WINDWARD DR
City	FORT MILL
State	SC
Zip	29708-8509
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	LOT 45 SEC 4 TEGA CAY
Legal Lot Number	45
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	1
Census Block	1016
Census Tract	61009

Owner

4045 Windward Dr is owned by an individual who bought it in August 2022.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	4045 WINDWARD DR, FORT MILL, SC 29708-8509
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 1, 2022	Intrafamily Transfer, Transfer
Aug 1, 2022	Personal Representative Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Deed Document Number	202234170
Deed Book / Page	20325 / 388
Prior Transfer Date	Jul 28, 2022
Prior Transfer Doc	2032500411
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Recording Date	Aug 27, 2026
Property Address	4045 WINDWARD DR, FORT MILL, SC 29708-8509
Document Number	0000031031
Book / Page	22784 / 473
Instrument Date	Aug 20, 2026
Instrument	202631031
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 WINDWARD DR, FORT MILL, SC 29708-8509

Mortgage

Document Number	0000031031,
Date	Aug 27, 2026
Book Page	22784/473
Instrument	202631031

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Aug 1, 2022
Property Address	4045 WINDWARD DR, TEGA CAY, SC 29708-8509
Document Number	2032500411
Book / Page	20325 / 411
Map Reference	MB 37 PG 72
Instrument Date	Jul 28, 2022
Instrument	2022034172
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4045 WINDWARD DR, TEGA CAY, SC 29708-8509

August 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	YORK SC
Recording Date	Aug 1, 2022
Property Address	4045 WINDWARD DR, TEGA CAY, SC 29708-8509
Document Number	2032500388
Book / Page	20325 / 388
Map Reference	MB 37 PG 72
Instrument Date	Jul 28, 2022
Instrument	2022034170
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$886.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 WINDWARD DR, TEGA CAY, SC 29708-8509

Mortgage

Document Number	2022034171
Date	Aug 1, 2022
Instrument	2022034171

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Tega Cay City
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025			$356,400 Land $75,000 Building $281,400
2023	$10,624.00 Additional exemption filed	$19,686 Land $2,700 Building $16,986	$328,099 Land $45,000 Building $283,099

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4045 Windward Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4045 Windward Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEGA CAY serves 10,500 people · EPA ID SC4610008
Water Source	Purchased surface water from RIVERVIEW RURAL CWS
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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