4045 Windcrest Dr, Wesley Chapel, FL 33544 Property Records

Pasco County property record for 4045 Windcrest Dr, Wesley Chapel, FL 33544

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,200 sqft · built 2013
Lot Size	0.171 acres (7,457 sqft)
Owner	2 Owner Names on Record
Last Sale	$376,000 (Aug 2013)
Tax Bill	$11,519 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-26-19-0160-06900-0230`

Property Details

APN / Parcel Number

Primary APN	`13-26-19-0160-06900-0230`
Alternative APN	`0719312`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,200 sqft Living Area
Gross Area	4,172 sqft
1st Floor Area	1,686 sqft
Upper Floors Area	1,514 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,457 sqft (0.171 acres)
Garage Area	630 sqft
Driveway	Driveway
Driveway Area	859 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0719312
Street Address	4045 WINDCREST DR
City	WESLEY CHAPEL
State	FL
Zip	33544-7834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	SEVEN OAKS PARCELS C-4B & S-1A PB 66 PG 093 LOT 23 BLOCK 69 OR 8918 PG 847
Legal Range	19E
Legal Township	26S
Legal Section	13
Legal Subdivision	SEVEN OAKS
Legal Tract	160
Legal Block	69
Legal Lot Number	23
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	2
Census Block	2008
Census Tract	32106

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	4045 WINDCREST DR, WESLEY CHAPEL, FL 33544-7834
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2013 · Amount on Record
Deed Sale	Aug 15, 2013 · Amount on Record
Deed Document Number	2013142004
Deed Book / Page	8918 / 0847
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	4045 WINDCREST DR, WESLEY CHAPEL, FL 33544-7834
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104281603
Date	Sep 1, 2021
Book Page	10428/1603
Instrument	2021186043

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Sep 1, 2034

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	4045 WINDCREST DR, WESLEY CHAPEL, FL 33544-7834
Document Number	0100350127
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4045 WINDCREST DR WESLEY CHAPEL FL 335447834, WESLEY CHAPEL, FL 33544-7834

Mortgage

Document Number	0100350127
Date	Jan 9, 2020
Book Page	010035/000127
Instrument	3584

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 8, 2035

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,519.00 (+11.47%)	$547,817 (+4.62%) Land $96,792 Building $451,025	$547,817 (+4.62%) Land $96,792 Building $451,025
2023	$10,334.00 (+17.47%)	$523,645 (+22.45%) Land $83,817 Building $439,828	$523,645 (+22.45%) Land $83,817 Building $439,828
2022	$8,797.00	$427,651 Land $69,872 Building $357,779	$427,651 Land $69,872 Building $357,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 87 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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