4045 Watersail Dr, Wilmington, NC 28409 Property Records

New Hanover County property record for 4045 Watersail Dr, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,624 sqft · built 2024
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Mar 2026)
Tax Bill	$1,013 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R06700-005-334-000`

Property Details

APN / Parcel Number

Primary APN	`R06700-005-334-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,624 sqft Living Area
1st Floor Area	1,312 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Other
Exterior Material	Wood
Lot Area	5,227 sqft (0.12 acres)
Terrain	Low
Garage Area	462 sqft
Porch	Slab
Porch Area	427 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4045 WATERSAIL DR
City	WILMINGTON
State	NC
Zip	28409-8012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 133 PH 2 EAST & MASON
Legal Subdivision	EAST & MASON
Legal Lot Number	133
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	3
Census Block	3000
Census Tract	12004

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Masonboro Sound Historic District (Additional Documentation) listed 1992 · 33 contributing resources · NRIS 92001334

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4045 Watersail Dr is owned and occupied by two individuals who bought it in March 2026.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4045 WATERSAIL DR, WILMINGTON, NC 28409-8012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on File
Deed Sale	Mar 31, 2026 · Amount on File
Prior Sale	May 22, 2024 · Amount on File
Deed Document Number	20268429
Deed Book / Page	6839 / 357
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Mar 31, 2026
Property Address	4045 WATERSAIL DR, WILMINGTON, NC 28409-8012
Document Number	00683900357
Book / Page	6839 / 357
Map Reference	MB 73 PG 49-51
Instrument Date	Mar 10, 2026
Instrument	2026008429
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 17102, RALEIGH, NC 27619-7102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 WATERSAIL DR, WILMINGTON, NC 28409-8012

Mortgage

Document Number	2026008430
Date	Mar 31, 2026
Instrument	2026008430

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 4045 Watersail Dr was $1,013.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$691,700 (+29.07%) Land $172,200 Building $519,500	$691,700 (+29.07%) Land $172,200 Building $519,500
2025	$1,013.00	$535,900 Land $172,200 Building $363,700	$535,900 Land $172,200 Building $363,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4045 Watersail Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Nearby Flood Policies	74 in force
Nearby Flood Claims	5 (2004–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4045 Watersail Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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