4045 Walker Rd, Dearing, GA 30808 Property Records

McDuffie County property record for 4045 Walker Rd, Dearing, GA 30808

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 2004
Lot Size	4.15 acres (180,774 sqft)
Owner	2 Individual Names on Record
Tax Bill	$323 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00790 00000 061 B00`

Property Details

APN / Parcel Number

Primary APN	`00790 00000 061 B00`
Alternative APN	`8132`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,016 sqft Heated Area
1st Floor Area	2,016 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	180,774 sqft (4.15 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	782 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8132
Street Address	4045 WALKER RD
City	DEARING
State	GA
Zip	30808-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	4045 WALKER RD SE
Legal Subdivision	DALE ALLEN LOCKEY 02
Jurisdiction	MCDUFFIE GA
Township / Civil Division	DEARING
Census Block Group	1
Census Block	1007
Census Tract	950500

Owner

Source: McDuffie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4045 WALKER RD, DEARING, GA 30808-2504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL
Feb 23, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Oct 26, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL
Dec 16, 2019	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2004
Deed Sale	Jun 18, 2004
Prior Sale	Nov 6, 2003
Deed Book / Page	390 / 239
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	4045 WALKER RD, DEARING, GA 30808-2504
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 WALKER RD, DEARING, GA 30808-2504

Mortgage

Document Number	0000000768/0000000325
Date	Jan 6, 2026
Book Page	0000000768/0000000325

Lender

Name	NEW DAY FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	4045 WALKER RD, DEARING, GA 30808-2504
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	652/264
Date	Feb 23, 2017
Book Page	652/264

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	4045 WALKER RD, DEARING, GA 30808-2504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 WALKER RD, DEARING, GA 30808-2504

Mortgage

Document Number	0000000693/0000000307
Date	Oct 26, 2020
Book Page	0000000693/0000000307

Lender

Name	VILLAGE CAPITAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	4045 WALKER RD, DEARING, GA 30808-2504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 WALKER RD, DEARING, GA 30808-2504

Mortgage

Document Number	0000000682/0000000269
Date	Dec 16, 2019
Book Page	0000000682/0000000269

Lender

Name	SOVEREIGN LENDING GROUP

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: McDuffie County assessment roll, as of January 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McDuffie County
Unified School District	McDuffie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,567 (-0.26%) Land $13,193 Building $119,374	$331,419 (-0.26%) Land $32,983 Building $298,436
2025	$323.00 (+0.31%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$132,910 (+5.51%) Land $12,330 Building $120,580	$332,274 (+5.51%) Land $30,825 Building $301,449
2024	$322.00 (+184.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$125,966 (+3.96%) Land $11,108 Building $114,858	$314,915 (+3.96%) Land $27,770 Building $287,145
2023	$113.00 (-52.92%) Homeowner's exemption	$121,173 (+13.56%) Land $11,108 Building $110,065	$302,933 (+13.56%) Land $27,770 Building $275,163
2022	$240.00 Homeowner's exemption	$106,706 Land $11,108 Building $95,598	$266,765 Land $27,770 Building $238,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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