4045 Summit Dr, Hood River, OR 97031 Property Records

Hood River County property record for 4045 Summit Dr, Hood River, OR 97031

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,290 sqft · built 1974
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$311,000 (Jul 2019)
Tax Bill	$2,417 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2021 Mortgage + 1 more
APN	`2N10E27BA 500`

Property Details

APN / Parcel Number

Primary APN	`2N10E27BA 500`
Alternative APNs	`2N-10E-27-BA-00500-6771.00` `6771`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,290 sqft Living Area
Gross Area	1,537 sqft
1st Floor Area	1,290 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1994
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	247 sqft
Deck Area	153 sqft
Patio Area	153 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	6771
Street Address	4045 SUMMIT DR
City	HOOD RIVER
State	OR
Zip	97031-7453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Range	10E
Legal Township	02N
Legal Section	27
Legal Subdivision	ORCHARD VIEW
Legal Lot Number	500
Jurisdiction	HOOD RIVER OR
Township / Civil Division	ODELL
Census Block Group	2
Census Block	2012
Census Tract	950400

Owner

4045 Summit Dr is owned by an individual who bought it in July 2019.

Source: Hood River County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1526, HOOD RIVER, OR 97031-0526
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC NW FCU
Jul 18, 2019	Warranty Deed, Transfer · Conventional Mortgage PACIFIC NW FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2019 · Amount on File
Deed Sale	Jul 18, 2019 · Amount on File
Prior Sale	Jun 4, 2007 · Amount on File
Deed Document Number	20192207
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOOD RIVER OR
Property Address	4045 SUMMIT DR, HOOD RIVER, OR 97031-7453
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 SUMMIT DR, HOOD RIVER, OR 97031-7453

Mortgage

Document Number	0000001656
Date	Aug 14, 2023
Instrument	2023-01656

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	HOOD RIVER, OR 97031

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOOD RIVER OR
Property Address	4045 SUMMIT DR, HOOD RIVER, OR 97031-7453
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	COLUMBIA GORGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003649
Date	Jul 28, 2021
Instrument	2021-03649

Lender

Name	PACIFIC NW FCU
Type	Credit Union
Address	PORTLAND, OR 97220

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOOD RIVER OR
Recording Date	Jul 18, 2019
Property Address	4045 SUMMIT DR, HOOD RIVER, OR 97031-7453
Document Number	0000002207
Instrument Date	Jul 12, 2019
Instrument	2019-02207
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 1526, HOOD RIVER, OR 97031-0526

Mortgage

Document Number	0000002208
Date	Jul 18, 2019
Instrument	2019-02208

Lender

Name	PACIFIC NW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4045 Summit Dr was $2,417, up 1.9% from the year before.

Source: Hood River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Hood River County
Unified School District	Hood River County School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,417.00 (+1.9%)	$176,040 (+3%) Land $95,850 Building $80,190	$620,170 (-6.19%) Land $293,820 Building $326,350
2024	$2,372.00 (+2.6%)	$170,920 (+2.99%) Land $93,070 Building $77,850	$661,070 (+20.86%) Land $357,830 Building $303,240
2023	$2,312.00 (+1.72%)	$165,950 (+3%) Land $90,360 Building $75,590	$546,980 (+13.8%) Land $289,130 Building $257,850
2022	$2,273.00	$161,120 Land $43,490 Building $117,630	$480,670 Land $252,330 Building $228,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4045 Summit Dr; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4045 Summit Dr is high, ranking above 77% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 42% of Oregon
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL SPRINGS WATER DISTRICT serves 5,973 people · EPA ID OR4100386
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Hood River Electric Cooperative.

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