4045 Rustic Oak Ct, North Las Vegas, NV 89032 Property Records

Clark County property record for 4045 Rustic Oak Ct, North Las Vegas, NV 89032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 1992
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$234,900 (Apr 2019)
Tax Bill	$1,606 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`139-05-814-029`

Property Details

APN / Parcel Number

Primary APN	`139-05-814-029`
Alternative APN	`09A413026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
Gross Area	1,750 sqft
1st Floor Area	1,334 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Frame/Stucco
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 59 ft wide
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Patio/Porch
Porch Area	220 sqft
Deck Area	395 sqft
Patio Area	395 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Storm Sewer

Location & Zoning

Street Address	4045 RUSTIC OAK CT
City	NORTH LAS VEGAS
State	NV
Zip	89032-3081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N:R-1
Legal Description	MONTERO UNIT #3B PLAT BOOK 49 PAGE 26 LOT 154 BLOCK 6
Legal Range	61E
Legal Township	20S
Legal Section	05
Legal Subdivision	MONTERO UNIT #3B
Legal Block	6
Legal Lot Number	154
Legal Unit	3
Jurisdiction	CLARK NV
Township / Civil Division	LAS VEGAS
Census Block Group	4
Census Block	4021
Census Tract	3610

Owner

4045 Rustic Oak Ct is owned and occupied by two individuals who bought it in April 2019.

Source: Clark County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4045 RUSTIC OAK CT, NORTH LAS VEGAS, NV 89032-3081
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Loan Assumption NEVADA AFFORDABLE HOUSING ASST CORP
Jun 13, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Apr 1, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Apr 30, 2019	Grant Deed, Transfer · FHA Mortgage NOVA FIN'L & INV
Aug 17, 2017	Grant Deed, Transfer · FHA Mortgage RMS & ASSOCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on File
Deed Sale	Apr 30, 2019 · Amount on File
Prior Sale	Mar 6, 2015 · Amount on File
Deed Document Number	20192572
Prior Transfer Date	Jun 17, 2013
Prior Transfer Doc	0000003217
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK NV
Property Address	4045 RUSTIC OAK CT, NORTH LAS VEGAS, NV 89032-3081
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 RUSTIC OAK CT, NORTH LAS VEGAS, NV 89032-3081

Mortgage

Document Number	0000000683
Date	Jun 26, 2023
Instrument	20230626-0000683

Lender

Name	NEVADA AFFORDABLE HOUSING ASST CORP
Type	Government Agency
Address	LAS VEGAS, NV 89114

Agreement

Type	Loan Assumption
Amount	Amount on Record

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK NV
Property Address	4045 RUSTIC OAK CT, NORTH LAS VEGAS, NV 89032-3081
Transaction Type	Mortgage
Record Updated	Jun 28, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 RUSTIC OAK CT, NORTH LAS VEGAS, NV 89032-3081

Mortgage

Document Number	0000000283
Date	Jun 13, 2023
Instrument	20230613-0000283

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Apr 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK NV
Property Address	4045 RUSTIC OAK CT, NORTH LAS VEGAS, NV 89032-3081
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000253
Date	Apr 1, 2022
Instrument	20220401-0000253

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLARK NV
Recording Date	Apr 30, 2019
Property Address	4045 RUSTIC OAK CT, NORTH LAS VEGAS, NV 89032-3081
Document Number	0000002572
Instrument Date	Jan 22, 2019
Instrument	190430002572
Transaction Type	Transfer
Record Updated	May 4, 2021
Title Company	STEWART TITLE COMPANY-FOR, STEWART TITLE CO-FOR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,198.00
Amount Accuracy	Confirmed
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4045 RUSTIC OAK CT NORTH LAS VEGAS NV 890323081, NORTH LAS VEGAS, NV 89032-3081

Mortgage

Document Number	2573
Date	Apr 30, 2019
Instrument	190430002573

Lender

Name	NOVA FIN'L & INV
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLARK NV
Recording Date	Aug 17, 2017
Property Address	4045 RUSTIC OAK CT, NORTH LAS VEGAS, NV 89032-3081
Document Number	0000000813
Instrument Date	Aug 15, 2017
Instrument	170817000813
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE COMPANY, INC.

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$969.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 RUSTIC OAK CT NORTH LAS VEGAS NV 890323081, NORTH LAS VEGAS, NV 89032-3081

Mortgage

Document Number	814
Date	Aug 17, 2017
Instrument	170817000814

Lender

Name	RMS & ASSOCS
Address	LAS VEGAS, NV 89121

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2047

Mortgage

Document Number	815,
Date	Aug 17, 2017
Instrument	170817000815

Lender

Name	NEIGHBORHOOD HSNG SVCS/STHRN N
Address	1849 CIVIC CENTER DR, NORTH LAS VEGAS, NV 89030-7131

Agreement

Amount	Amount on Record
Term	36 Months
Due	Aug 16, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 4045 Rustic Oak Ct was $1,606.

Source: Clark County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Clark County
Municipality	North Las Vegas City
Unified School District	Clark County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,606.00	$90,604 Land $30,100 Building $60,504
2024		$91,959 Land $29,750 Building $62,209	$262,740 Land $85,000 Building $177,740
2023	$1,514.00
2022			$223,831 Land $72,000 Building $151,831

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4045 Rustic Oak Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4045 Rustic Oak Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH LAS VEGAS UTILITIES serves 376,515 people · EPA ID NV0000175
Water Source	Purchased surface water from SOUTHERN NEVADA WATER SYSTEM
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
WeLink Communications Fixed Wireless	700 / 700
isp.net Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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