Lake County property record for 4045 Ross Rd, Gary, IN 46408
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,715 sqft · built 1952 |
| Lot Size | 0.619 acres (27,007 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,560 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-01-39-0045-0055 |
| Primary APN | 001-01-39-0045-0055 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,715 sqft Living Area |
| Attic | Attic |
| Attic Area | 1,715 sqft |
| Basement Area | 1,715 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 27,007 sqft (0.619 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-01-39-0045-0055 |
|---|---|
| Old Parcel Number | 013900450055 |
| Street Address | 4045 ROSS RD |
| City | GARY |
| State | IN |
| Zip | 46408-1731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT. ADJ. N. LINE ROSS RD. OF E. 6 RDS. OF W. 22RDS OF SW. NE. S.25 T.36 R.9 .62 A. '288.94X135X65X65X50 FT.' |
| Legal Range | 09 |
| Legal Township | 36 |
| Legal Section | 25 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 41302 |
4045 Ross Rd is owned by an individual who acquired it in January 2020.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4031 ROSS RD, GARY, IN 46408-1731 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2020 |
| Deed Sale | Jan 22, 2020 |
| Prior Transfer Date | Mar 18, 2010 |
| Prior Transfer Doc | 2010 015722 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Unified School District | Lake Ridge Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $140,400 Land $22,700 Building $117,700 | $140,400 Land $22,700 Building $117,700 | |
| 2024 | $2,560.00 | ||
| 2023 | $123,500 (+1.4%) Land $21,900 Building $101,600 | $123,500 (+1.4%) Land $21,900 Building $101,600 | |
| 2022 | $2,436.00 | $121,800 Land $16,000 Building $105,800 | $121,800 Land $16,000 Building $105,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4045 Ross Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 10 (1981–1999) |
| Most Recent Claim | Apr 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4045 Ross Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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