Cumberland County property record for 4045 River Rd, Wade, NC 28395 · Last verified December 2025
| Property Type | Agricultural Vacant Land |
|---|---|
| Details | 3 bd · 1 ba · 1,288 sqft · built 1959 |
| Lot Size | 164 acres (7,183,915 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $450,000 (Mar 2013) |
| Tax Bill | $596 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 0540-87-6855 |
| Primary APN | 0540-87-6855 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,288 sqft |
| 1st Floor Area | 1,288 sqft |
| Year Built | Built 1959 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Lot Area | 7,183,915 sqft (164 acres) |
| Porch | Porch |
| Porch Area | 106 sqft |
| Heating System | Wood Furnace |
|---|---|
| Heating Fuel | Electric |
| Old Parcel Number | 0540.02876855 |
|---|---|
| Street Address | 4045 RIVER RD |
| City | WADE |
| State | NC |
| Zip | 28395-8639 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | 164.92 ACS UNDERWOOD & J SPERAMAN LD |
| Legal Subdivision | EASTOVER ARMSTRONG STEDMAN DIS |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | EASTOVER |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 2600 |
Source: Cumberland County records · APN 0540-87-6855
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 6316 MORGANTON RD, FAYETTEVILLE, NC 28314-1249 |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 28, 2013 · Amount on Record |
| Deed Sale | Mar 28, 2013 · Amount on Record |
| Deed Document Number | 0009148744 |
| Deed Book / Page | 9148 / 744 |
| Record Updated | Jun 08, 2026 |
Source: Cumberland County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $596.00 (-21.68%) | $553,613 (+73.64%) Land $553,613 | $553,613 (+73.64%) Land $553,613 |
| 2024 | $761.00 | $318,837 (-) Land $318,837 | $318,837 (-) Land $318,837 |
| 2023 | $761.00 | $318,837 Land $318,837 | $318,837 Land $318,837 |
| 2022 | $761.00 |
Source: FEMA National Flood Hazard Layer, Cumberland County (37051C), updated March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370510026002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 50 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 25 (1984–2020) |
| Claims Outside the SFHA | 19 of 25 |
| Most Recent Claim | Jun 2020, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 877 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026
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