Saginaw County property record for 4045 Ring St, Saginaw, MI 48638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,106 sqft · built 1900 |
| Lot Size | 0.411 acres (17,903 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $77,000 (Aug 2005) |
| Tax Bill | $1,273 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-12-4-33-1276-000 |
| Primary APN | 23-12-4-33-1276-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,106 sqft Living Area |
| 1st Floor Area | 764 sqft |
| Basement Area | 764 sqft |
| Unfinished Basement | 764 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,903 sqft (0.411 acres) |
| Lot Dimensions | 128 ft deep x 140 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 112 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4045 RING ST |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48638-6645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | THE WLY 40 FT LOT 10 ALSO LOTS 11 & 12 ALSO THE NORTH 1/2 OF THE ABANDONED ALLEY IMMEDIATELY SOUTH OF SAID LOTS BLK 15 |
| Legal Range | 04E |
| Legal Township | 12N |
| Legal Section | 33 |
| Legal Subdivision | SAGINAW IMPROVEMENT ADD |
| Legal Block | 15 |
| Legal Lot Number | 10 |
| Legal Unit | 10 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10600 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4045 RING ST, SAGINAW, MI 48638-6645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2005 · Amount on Record |
| Deed Sale | Aug 12, 2005 · Amount on Record |
| Deed Book / Page | 2322 / 2344 |
| Record Updated | Oct 29, 2026 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Saginaw Charter Township |
| Unified School District | Saginaw Township Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,800 (+45.51%) | $103,600 (+45.51%) | |
| 2025 | $1,273.00 (+17.87%) Homeowner's exemption | ||
| 2023 | $35,600 | $71,200 | |
| 2022 | $1,080.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Feb 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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