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4045 Rhode Island St, Gary, IN 46409 Property Records

Lake County property record for 4045 Rhode Island St, Gary, IN 46409

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,416 sqft · built 1939
Lot Size0.159 acres (6,926 sqft)
OwnerIndividual Name on Record
Tax Bill$1,116 (2024)
Deeds & MortgagesMay 2021 Line of Credit
Oct 2019 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN001-25-42-0277-0028

Property Details

APN / Parcel Number

Primary APN001-25-42-0277-0028
Alternative APNs
  • 45-08-27-256-007.000-004
  • 254202770028

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area1,416 sqft Living Area
Gross Area2,124 sqft
1st Floor Area708 sqft
Basement Area708 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1985
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,926 sqft (0.159 acres)
Lot Dimensions126 ft deep x 55 ft wide
View / LotAlley
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4045 RHODE ISLAND ST
CityGARY
StateIN
Zip46409-1857
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEASTOVER L.28 BL.6 N. 15 FT. OF L.27 BL.6 S.10FT. L.29 BL.6
Legal SubdivisionEASTOVER
Legal Block6
Legal Lot Number28
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1007
Census Tract12600

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3979 GEORGIA ST, GARY, IN 46409-1804
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2021Deed of Trust, Mortgage · Line of Credit
FIRST MIDWEST BANK
Oct 7, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST MIDWEST BANK
Sep 27, 2018Warranty Deed, Transfer
INDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO
Apr 19, 2018Warranty Deed, Transfer
MERIDIAN TITLE
Jan 12, 2018Quit Claim Deed, Transfer
Quitclaim
Jan 3, 2018Tax Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2018
Deed SaleSep 27, 2018
Prior SaleJan 3, 2018 · Amount on Record
Deed Document Number201866717
Prior Transfer DateJan 12, 2018
Prior Transfer Doc0000002659
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address4045 RHODE ISLAND ST, GARY, IN 46409-1857
Transaction TypeMortgage
Record UpdatedMay 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035956
DateMay 10, 2021
Instrument2021-035956
Lender
NameFIRST MIDWEST BANK
TypeBank
AddressGARY, IN 46408
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address4045 RHODE ISLAND ST, GARY, IN 46409-1857
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068464
DateOct 7, 2019
Instrument2019 068464
Lender
NameFIRST MIDWEST BANK
TypeBank
AddressGARY, IN 46408
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term357 Months
DueJul 22, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateSep 27, 2018
Property Address4045 RHODE ISLAND ST, GARY, IN 46409-1857
Document Number0000066717
Instrument DateSep 25, 2018
Instrument66717
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyINDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 N MAIN ST CROWN POINT IN 463073250, CROWN POINT, IN 46307-3250

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateApr 19, 2018
Property Address4045 RHODE ISLAND ST, GARY, IN 46409-1857
Document Number0000024250
Instrument DateFeb 17, 2018
Instrument24250
Transaction TypeTransfer
Record UpdatedMay 7, 2018
Title CompanyMERIDIAN TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPartnership
AddressPO BOX 494 CROWN POINT IN 463080494, CROWN POINT, IN 46308-0494

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateJan 12, 2018
Property Address4045 RHODE ISLAND ST, GARY, IN 46409-1857
Document Number0000002659
Instrument DateJan 12, 2018
Instrument2659
Transaction TypeTransfer
Record UpdatedMay 4, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9812 TWIN CREEK BLVD MUNSTER IN 463214123, MUNSTER, IN 46321-4123

January 2018: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionLAKE IN
Recording DateJan 3, 2018
Property Address4045 RHODE ISLAND ST, GARY, IN 46409-1857
Document Number0000000266
Instrument DateSep 22, 2017
Instrument266
Transaction TypeForeclosure
Record UpdatedApr 3, 2018

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1511 22ND ST #2 GALVESTON TX 775508196, 2, GALVESTON, TX 77550-8196

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$62,200 (+60.31%) Land $4,000 Building $58,200$62,200 (+60.31%) Land $4,000 Building $58,200
2024$1,116.00 (+14.7%)
2023$38,800 (+2.11%) Land $9,500 Building $29,300$38,800 (+2.11%) Land $9,500 Building $29,300
2022$973.00$38,000 Land $9,600 Building $28,400$38,000 Land $9,600 Building $28,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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