4045 Pearl St, Eugene, OR 97405 Property Records

Lane County property record for 4045 Pearl St, Eugene, OR 97405

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,126 sqft · built 1956
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$505,500 (Jun 2021)
Tax Bill$4,480 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Feb 2021 Sale
Flood ZoneZone X (minimal risk)
APN18-03-18-11-03300-000

Property Details

APN / Parcel Number

Primary APN18-03-18-11-03300-000
Alternative APN
  • 0680817

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,126 sqft Finished Area
1st Floor Area1,126 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1992
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions120 ft deep x 65 ft wide
Garage TypeAttached
Garage Area462 sqft
DrivewayDriveway
Driveway Area1,578 sqft
Parking Spaces2 Parking Spaces
Patio Area480 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number0680817
Street Address4045 PEARL ST
CityEUGENE
StateOR
Zip97405-3457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-LOW-DENSITY RES
Legal DescriptionSUBD:EDGEWOOD ESTATES SEC/TWN/RNG/MER:SEC 18 TWN 18 RNG 03
Legal Range03W
Legal Township18S
Legal Section18
Legal QuarterNE
Quarter-Quarter SectionNE
Legal SubdivisionEDGEWOOD ESTATES
Legal Lot Number3300
JurisdictionLANE OR
Township / Civil DivisionEUGENE-SPRINGFIELD
Census Block Group1
Census Block1003
Census Tract5400

Owner

Source: Lane County records · APN 18-03-18-11-03300-000

Assessment roll updated September 30, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4045 PEARL ST, EUGENE, OR 97405-3457
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 11, 2021Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 04, 2021 · Amount on Record
Deed SaleJun 04, 2021 · Amount on Record
Prior SaleFeb 11, 2021
Deed Document Number2021-037320
Record UpdatedJun 08, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateJun 04, 2021
Property Address4045 PEARL ST, EUGENE, OR 97405-3457
Document Number0000037320
Map ReferenceMB 22 PG 9
Instrument DateJun 01, 2021
Instrument2021-037320
Transaction TypeTransfer
Record UpdatedJun 11, 2021
Title CompanyFIRST AMERICAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address4045 PEARL ST, EUGENE, OR 97405-3457

Mortgage

Document Number0000037321
DateJun 04, 2021
Instrument2021-037321
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateFeb 11, 2021
Property Address4045 PEARL ST, EUGENE, OR 97405-3457
Document Number0000009484
Instrument DateFeb 09, 2021
Instrument9484
Transaction TypeTransfer
Record UpdatedMar 17, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25170 ELDALE DR EUGENE OR 974029272, EUGENE, OR 97402-9272

Tax Assessment & Valuation

Source: Lane County records · Assessment roll updated September 30, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityEugene City
Unified School DistrictEugene School District 4J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,480.00 (+3.9%)$229,979 (+6.09%)$503,152 (+1.53%) Land $118,554 Building $384,598
2023$4,312.00 (+4.03%)$216,778 (+3%)$495,560 (+12.22%) Land $92,346 Building $403,214
2022$4,145.00$210,465$441,588 Land $93,710 Building $347,878

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 26, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber · DSL in parts of the area
8,000 / 8,000
Hunter Communications & Technologies
Fiber
2,500 / 2,500
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Alyrica Networks.

Based on FCC filings for 401 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEUGENE WATER & ELECTRIC BOARD
serves 176,000 people
Water SourceSurface water
Last State InspectionJul 2021
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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