4045 Palau Dr, Sarasota, FL 34241 Property Records

Sarasota County property record for 4045 Palau Dr, Sarasota, FL 34241

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1986
Lot Size	0.239 acres (10,388 sqft)
Owner	Individual Name on Record
Last Sale	$319,000 (Jun 2026)
Tax Bill	$941 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2025 Second Mortgage + 1 more
APN	`0259-12-0107`

Property Details

APN / Parcel Number

Primary APN	`0259-12-0107`
Alternative APN	`259120107`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
Gross Area	1,161 sqft
1st Floor Area	792 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2001
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,388 sqft (0.239 acres)
View / Lot	Mainland
Garage Type	Attached
Garage Area	289 sqft
Porch	Screened Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0259120107
Street Address	4045 PALAU DR
City	SARASOTA
State	FL
Zip	34241-5864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	LOT 904 LAKE SARASOTA UNIT 10
Legal Range	19E
Legal Township	37S
Legal Section	05
Legal Subdivision	LAKE SARASOTA UNIT 10
Legal Tract	1239
Legal Lot Number	904
Legal Unit	10
Jurisdiction	SARASOTA FL
Township / Civil Division	SARASOTA
Census Block Group	1
Census Block	1033
Census Tract	1402

Owner

Source: Sarasota County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8053 CASPIAN MOON DR, LAS VEGAS, NV 89166-3711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Nov 20, 1998 · Amount on Record
Deed Document Number	202680372
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	4045 PALAU DR, SARASOTA, FL 34241-5864
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069032
Date	Apr 15, 2021
Instrument	2021069032

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	4045 PALAU DR, SARASOTA, FL 34241-5864
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 PALAU DR, SARASOTA, FL 34241-5864

Mortgage

Document Number	0000071602
Date	May 9, 2025
Instrument	2025071602

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Jun 12, 2026
Property Address	4045 PALAU DR, SARASOTA, FL 34241-5864
Document Number	0000080372
Instrument Date	Jun 12, 2026
Instrument	202680372
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	PREFERRED SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225,533.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8053 CASPIAN MOON DR, LAS VEGAS, NV 89166-3711
Investor	Possibly a Property Investor

Mortgage

Document Number	0000080373,
Date	Jun 12, 2026
Instrument	202680373

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$941.00 (+3.98%) Homeowner's exemption	$76,206 (+5.99%)	$245,100 (-3.28%) Land $140,900 Building $104,200
2024	$905.00 (+7.35%)
2023	$843.00 (+5.51%) Homeowner's exemption	$71,901 (+3%)	$253,400 (+13.53%) Land $138,900 Building $114,500
2022	$799.00 Homeowner's exemption	$69,807	$223,200 Land $134,100 Building $89,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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