Hendry County property record for 4045 Oak Haven Dr, Labelle, FL 33935
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,062 sqft · built 2019 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,000 (Mar 2017) |
| Tax Bill | $3,748 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-29-43-10-042-0000-0230 |
| Primary APN | 4-29-43-10-042-0000-0230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,062 sqft Living Area |
| Gross Area | 2,522 sqft |
| 1st Floor Area | 2,062 sqft |
| Flooring | Carpet |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Concrete/Masonry Slab |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 39681 |
|---|---|
| Street Address | 4045 OAK HAVEN DR |
| City | LABELLE |
| State | FL |
| Zip | 33935-5454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | OAK HAVEN ESTATES LOT 23 2.00 AC |
| Legal Range | 29 |
| Legal Township | 43 |
| Legal Section | 10 |
| Legal Subdivision | OAK HAVEN ESTATES |
| Legal Lot Number | 23 |
| Jurisdiction | HENDRY FL |
| Township / Civil Division | LABELLE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 403 |
4045 Oak Haven Dr is owned and occupied by two individuals who acquired it in October 2021.
Source: Hendry County records, as of March 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4045 OAK HAVEN DR, LABELLE, FL 33935-5454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FEDERAL BANK |
| Oct 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Oct 10, 2019 | Loan Modification, Mortgage FIRST FED'L SVGS BK |
| Mar 1, 2017 | Warranty Deed, Transfer · ARM FIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2017 · Amount on File |
| Deed Sale | Mar 1, 2017 · Amount on File |
| Prior Sale | Jul 20, 2004 · Amount on File |
| Deed Document Number | 20171705 |
| Deed Book / Page | 918 / 643 |
| Last Transfer Date | Oct 8, 2021 |
| Transfer Doc | 0010101073 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENDRY FL |
| Recording Date | Oct 19, 2021 |
| Property Address | 4045 OAK HAVEN DR, LABELLE, FL 33935-5454 |
| Document Number | 0010101073 |
| Book / Page | 1010 / 1073 |
| Map Reference | MB 6 PG 179 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 202126013891 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4045 OAK HAVEN DR, LABELLE, FL 33935-5454 |
| Document Number | 10101076 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 1010/1076 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDRY FL |
| Property Address | 4045 OAK HAVEN DR, LABELLE, FL 33935-5454 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HYPERION TITLE |
| Name | Verified Name |
|---|
| Document Number | 0009450844 |
|---|---|
| Date | Oct 3, 2018 |
| Book Page | 945/0844 |
| Instrument | 201826010650 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | 32005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Oct 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HENDRY FL |
| Property Address | 4045 OAK HAVEN DR, LABELLE, FL 33935-5454 |
| Document Number | 0009641873 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4045 OAK HAVEN DR LABELLE FL 339355454, LABELLE, FL 33935-5454 |
| Document Number | 0009641873 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 000964/001873 |
| Instrument | 26011245 |
| Name | FIRST FED'L SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKE CITY, FL 32055 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 15, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDRY FL |
| Recording Date | Mar 1, 2017 |
| Property Address | 4045 OAK HAVEN DR, LABELLE, FL 33935-5454 |
| Document Number | 0009180643 |
| Book / Page | 0918 / 0643 |
| Map Reference | MB6 PG179 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 201726001705 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | CALOOSA TITLE INS AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2131 SW 113TH AVE, 2131, DAVIE, FL 33325-4866 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 834, CLEWISTON, FL 33440-0834 |
| Document Number | 9180645 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 0918/0645 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Feb 24, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Mar 24, 2020 |
| Change Frequency | 3 Years |
| Min Rate At Change | 6.12% |
| Max Rate At Change | 8.12% |
| Index | 3-Year CMT |
| Max Rate | 12.1% |
The 2025 property tax bill for 4045 Oak Haven Dr was $3,748 with a homeowner's exemption.
Source: Hendry County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hendry County |
| Unified School District | Hendry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,748.00 Homeowner's exemption | $216,977 | $459,590 Land $118,000 Building $341,590 |
| 2023 | $3,408.00 (+2.13%) | $204,721 (+3%) | $514,646 (+19.22%) Land $100,000 Building $414,646 |
| 2022 | $3,337.00 | $198,758 | $431,687 Land $91,000 Building $340,687 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4045 Oak Haven Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4045 Oak Haven Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORT LABELLE private · serves 11,782 people · EPA ID FL5260226 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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