4045 Nova Ln, Naples, FL 34119 Property Records

Collier County property record for 4045 Nova Ln, Naples, FL 34119 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3,604 sqft · built 2020
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$1,325,000 (Oct 2025)
Tax Bill	$7,221 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2021 Line of Credit + 1 more
Flood Zone	Zone AH (high risk)
APN	`537659 243B09`

Property Details

APN / Parcel Number

Primary APN	`537659 243B09`
Alternative APN	`66035001445`

Interior

Building Area	3,604 sqft Adjusted Area

Exterior

Year Built	Built 2020
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	172 ft deep x 59 ft wide

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	420 sqft
Deck Area	990 sqft
Fence	Fence

Location & Zoning

Account Number	537659 243B09
Street Address	4045 NOVA LN
City	NAPLES
State	FL
Zip	34119-8696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKLANDS PLAT ONE LOT 24
Legal Range	26
Legal Township	48
Legal Section	09
Legal Subdivision	PARKLANDS PLAT 1
Legal Tract	537659
Legal Lot Number	24
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1015
Census Tract	11209

Owner

Source: Collier County records · APN 537659 243B09

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4045 NOVA LN, NAPLES, FL 34119-8696
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 01, 2025	Warranty Deed, Transfer COTTRELL TITLE GROUP LLC, COTTRELL TITLE LLC
Oct 26, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 27, 2020	Special Warranty Deed, Transfer · Conventional Mortgage GL FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 2025 · Amount on Record
Deed Sale	Oct 01, 2025 · Amount on Record
Prior Sale	Oct 27, 2020 · Amount on Record
Deed Document Number	6736217
Deed Book / Page	6512 / 2956
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 01, 2025
Property Address	4045 NOVA LN, NAPLES, FL 34119-8696
Document Number	0065122956
Book / Page	6512 / 2956
Map Reference	MB 58 PG 37
Instrument Date	Sep 29, 2025
Instrument	6736217
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	COTTRELL TITLE GROUP LLC, COTTRELL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$9,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 TIMBER LN, THORNTON, PA 19373-1050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 NOVA LN, NAPLES, FL 34119-8696

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4045 NOVA LN, NAPLES, FL 34119-8696
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 NOVA LN, NAPLES, FL 34119-8696

Mortgage

Document Number	0060322602
Date	Oct 26, 2021
Book Page	6032/2602
Instrument	6149669

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 02, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 27, 2020
Property Address	4045 NOVA LN, NAPLES, FL 34119-8696
Document Number	0058353431
Book / Page	5835 / 3431
Map Reference	MB 58 PG 37
Instrument Date	Oct 23, 2020
Instrument	5944519
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NOVA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,727.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 1600, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 NOVA LN, NAPLES, FL 34119-8696

Mortgage

Document Number	0058353433
Date	Oct 27, 2020
Instrument	5835/3433

Lender

Name	GL FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,221.00 (+2.31%) Homeowner's exemption	$771,324 (+2.9%)	$1,039,034 (-11.18%) Land $561,897 Building $477,137
2024	$7,058.00 (+0.74%) Homeowner's exemption	$749,586 (+3%)	$1,169,861 (+11.17%) Land $516,945 Building $652,916
2023	$7,006.00 (-2.84%) Homeowner's exemption	$727,753 (+3%)	$1,052,346 (+6.98%) Land $343,920 Building $708,426
2022	$7,211.00 Homeowner's exemption	$706,556	$983,671 Land $231,435 Building $752,236

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210112091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AH shallow ponding 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 545 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	545 in force
Nearby Flood Claims	3 (2017–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023
Claims By Storm	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 877 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Hotwire Communications, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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