San Diego County property record for 4045 Normal St, San Diego, CA 92103
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 2010 |
| Lot Size | 0.12 acres (5,246 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,877 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 445-491-09-00 |
| Primary APN | 445-491-09-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 5,246 sqft (0.12 acres) |
| Street Address | 4045 NORMAL ST |
|---|---|
| City | SAN DIEGO |
| State | CA |
| Zip | 92103-2617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-3-9 |
| Legal Description | BLK 179 LOT 14 S 1/2 LOT 13 & TR LP0008PG036 |
| Legal Subdivision | UNIVERSITY HEIGHTS |
| Legal Tract | LP0008PG |
| Legal Block | 179 |
| Legal Lot Number | 14,13 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 600 |
4045 Normal St is owned and occupied by an individual who acquired it in April 2020.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4045 NORMAL ST, SAN DIEGO, CA 92103-2617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 13, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 1, 2020 |
| Transfer Doc | 0000184911 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4045 NORMAL ST, SAN DIEGO, CA 92103-2617 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4045 NORMAL ST, SAN DIEGO, CA 92103-2617 |
| Document Number | 0000783575 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 2020-0783575 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 13, 2020 |
| Property Address | 4045 NORMAL ST, SAN DIEGO, CA 92103-2617 |
| Document Number | 0000184911 |
| Map Reference | MB 8 PG 36 |
| Instrument Date | Apr 1, 2020 |
| Instrument | 2020-0184911 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | ELEVATED TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4045 NORMAN STREET, SAN DIEGO, CA 92103-2617 |
| Document Number | 0000184912 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 2020-0184912 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 4045 Normal St was $1,877.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $39,762 (+2%) Land $29,899 Building $9,863 | |
| 2025 | $1,877.00 | $38,983 Land $29,313 Building $9,670 |
| 2023 | $492.00 (+2.71%) | $37,472 Land $28,176 Building $9,296 |
| 2022 | $479.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4045 Normal St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4045 Normal St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 803 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Google Fiber.
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