4045 N Kenneth Ave, Chicago, IL 60641 Property Records

Cook County property record for 4045 N Kenneth Ave, Chicago, IL 60641

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,631 sqft · built 1921
Lot Size	0.095 acres (4,132 sqft)
Owner	2 Individual Names on File
Last Sale	$719,000 (Apr 2026)
Tax Bill	$5,834 (2023)
Deeds & Mortgages	May 2025 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-15-320-025`

Property Details

APN / Parcel Number

Primary APN	`13-15-320-025`
Alternative APN	`13-15-320-025-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,631 sqft Living Area
1st Floor Area	932 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1923
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,132 sqft (0.095 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4045 N KENNETH AVE
City	CHICAGO
State	IL
Zip	60641-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(BAXTERS) SUB OF 20 ACS OF E END OF EX R.R. SH SW SEC 15-40-13
Legal Range	13E
Legal Township	40N
Legal Section	15
Legal Subdivision	BAXTERS SUB
Legal Block	6
Legal Lot Number	6,7
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4011
Census Tract	160200

Owner

4045 N Kenneth Ave is owned and occupied by two individuals who bought it in April 2026.

Source: Cook County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4045 N KENNETH AVE, CHICAGO, IL 60641-1922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage STONEHAVEN MORTGAGE INC
Dec 5, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Dec 5, 2023 · Amount on File
Deed Document Number	20262114
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4045 N KENNETH AVE, CHICAGO, IL 60641-1922
Transaction Type	Mortgage
Record Updated	May 11, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 N KENNETH AVE, CHICAGO, IL 60641-1922
Investor	Possibly a Property Investor

Mortgage

Document Number	0012618291
Date	May 6, 2025
Instrument	2512618291

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2045

Interest

Rate Type	Fixed Rate
Rate	6.62%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 22, 2026
Property Address	4045 N KENNETH AVE, CHICAGO, IL 60641-1922
Document Number	0000002114
Instrument Date	Mar 18, 2026
Instrument	20262114
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108,928.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4045 N KENNETH AVE, CHICAGO, IL 60641-1922

Mortgage

Document Number	0000002115,
Date	Apr 22, 2026
Instrument	20261122115

Lender

Name	STONEHAVEN MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 5, 2023
Property Address	4045 N KENNETH AVE, CHICAGO, IL 60641-1922
Document Number	0033933430
Instrument Date	Nov 27, 2023
Instrument	2333933430
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4045 N KENNETH AVE, CHICAGO, IL 60641-1922
Investor	Possibly a Property Investor

Mortgage

Document Number	0033933431
Date	Dec 5, 2023
Instrument	2333933431

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.47%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,700 Land $14,462 Building $13,238	$277,000 Land $144,620 Building $132,380
2023	$5,834.00 (+2.98%)
2022	$5,665.00 (-29.25%)	$30,853 (-28.25%) Land $11,569 Building $19,284	$308,530 (-28.25%) Land $115,690 Building $192,840
2021	$8,007.00 Homeowner's exemption	$42,999 Land $11,569 Building $31,430	$429,990 Land $115,690 Building $314,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4045 N Kenneth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4045 N Kenneth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 708 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Zentro.

Nearby Properties on N Kenneth Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures