San Francisco City property record for 4045 Moraga St, San Francisco, CA 94122
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,038 sqft · built 1941 |
| Lot Size | 0 acres (17 sqft) |
| Owner | Individual Name on File |
| Last Sale | $556,000 (Jul 2003) |
| Tax Bill | $10,073 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Feb 2020 Mortgage + 1 more |
| APN | 2003-052 |
| Primary APN | 2003-052 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,038 sqft Living Area |
| 1st Floor Area | 1,038 sqft |
| Basement Area | 367 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17 sqft |
| Lot Dimensions | 70 ft deep x 24.7 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4045 MORAGA ST |
|---|---|
| City | SAN FRANCISCO |
| State | CA |
| Zip | 94122-3927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH1 |
| Legal Description | BLK 906 |
| Legal Subdivision | OUTSIDE LAND BL 906 |
| Legal Block | 2003 |
| Legal Lot Number | 52 |
| Jurisdiction | SAN FRANCISCO CA |
| Township / Civil Division | SUNSET |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 35201 |
4045 Moraga St is owned and occupied by an individual who acquired it in June 2017.
Source: San Francisco City records, as of September 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4045 MORAGA ST, SAN FRANCISCO, CA 94122-3927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL MTG CAP CORP |
| Feb 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL MTG CAP CORP |
| Jul 7, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage GENERAL MTG CAP CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2003 · Amount on File |
| Deed Sale | Jul 30, 2003 · Amount on File |
| Deed Document Number | 2003500512 |
| Deed Book / Page | 440 / 1073 |
| Last Transfer Date | Jun 30, 2017 |
| Transfer Doc | K473582 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN FRANCISCO CA |
| Property Address | 4045 MORAGA ST, SAN FRANCISCO, CA 94122-3927 |
| Document Number | 0006800986 |
| Instrument Date | Dec 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4045 MORAGA ST SAN FRANCISCO CA 941223927, SAN FRANCISCO, CA 94122-3927 |
| Document Number | 0006800986 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 68986 |
| Name | GENERAL MTG CAP CORP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN FRANCISCO CA |
| Property Address | 4045 MORAGA ST, SAN FRANCISCO, CA 94122-3927 |
| Document Number | 0K90200909 |
| Instrument Date | Feb 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4045 MORAGA ST SAN FRANCISCO CA 941223927, SAN FRANCISCO, CA 94122-3927 |
| Document Number | 0K90200909 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | K902909 |
| Name | GENERAL MTG CAP CORP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 17, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN FRANCISCO CA |
| Recording Date | Jul 7, 2017 |
| Property Address | 4045 MORAGA ST, SAN FRANCISCO, CA 94122-3927 |
| Document Number | 0K47300582 |
| Instrument Date | Jun 30, 2017 |
| Instrument | K473582 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE CO CONCORD |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4045 MORAGA ST SAN FRANCISCO CA 941223927, SAN FRANCISCO, CA 94122-3927 |
| Document Number | K47300583 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | K473583 |
| Name | GENERAL MTG CAP CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 6, 2047 |
The 2025 property tax bill for 4045 Moraga St was $10,073 with a homeowner's exemption, up 2.9% from the year before.
Source: San Francisco City assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | California |
| County / Municipality | San Francisco City |
| Unified School District | San Francisco Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $806,328 (+2.01%) Land $483,797 Building $322,531 | |
| 2025 | $10,073.00 (+2.94%) Homeowner's exemption | $790,476 Land $474,288 Building $316,188 |
| 2024 | $9,785.00 (+1.6%) | |
| 2023 | $9,631.00 (+2.06%) Homeowner's exemption | $759,786 Land $455,874 Building $303,912 |
| 2022 | $9,437.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA has no flood map on file for 4045 Moraga St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4045 Moraga St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Sonic Telecom Fiber | 1,000 / 1,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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