4045 Mendon Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 4045 Mendon Rd, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,314 sqft · built 1938
Lot Size0.369 acres (16,074 sqft)
OwnerIndividual Name on File
Tax Bill$3,995 (2026)
Deeds & MortgagesJan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN19-3252-00

Property Details

APN / Parcel Number

Primary APN19-3252-00
Alternative APN
  • CUMB M:053 B:1408 L:000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,314 sqft Living Area
Gross Area3,188 sqft
1st Floor Area898 sqft
Basement Area832 sqft
Unfinished Basement832 sqft

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,074 sqft (0.369 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number19-3252-00
Street Address4045 MENDON RD
CityCUMBERLAND
StateRI
Zip02864-1856
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block1408
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1005
Census Tract11403

Owner

4045 Mendon Rd is owned and occupied by an individual.

Source: Cumberland Town records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address4045 MENDON RD, CUMBERLAND, RI 02864-1856
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address4045 MENDON RD, CUMBERLAND, RI 02864-1856
Document Number1794-250
Instrument DateJan 26, 2019
Transaction TypeMortgage
Record UpdatedMar 5, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address4045 MENDON RD CUMBERLAND RI 028641856, CUMBERLAND, RI 02864-1856

Mortgage

Document Number1794-250
DateFeb 6, 2019
Book Page001794/000250
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4045 Mendon Rd was $3,995, up 1.6% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,995.00 (+1.58%)$399,100 (+24.52%) Land $179,200 Building $219,900$427,013
2025$3,933.00$320,500 Land $131,300 Building $189,200
2023$3,724.00 (+6.13%)$320,500 (+36.91%) Land $131,300 Building $189,200
2022$3,509.00$234,100 Land $93,300 Building $140,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4045 Mendon Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimDec 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4045 Mendon Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 85% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

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